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In re Ortiz

In re Ortiz

Ruling
Debtor spouses could not "stack" each others liens in calculating impairment of their respective homestead exemptions in entireties property.
Issue(s)
Could debtors avoid two liens, one secured by the one debtor's interest in their entireties property and the other secured by the second debtor's interest in the property, in their entirety by "stacking" the liens?

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Consumer opinion summary, case decided on July 14, 2014 , LexisNexis #0814-050