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Turner v. First Cmty. Credit Union (In re Turner)

Turner v. First Cmty. Credit Union (In re Turner)

Ruling
Telephone requests for pay off of loans violated stay but did not entitle debtor to damages.
Procedural posture

Plaintiffs, chapter 13 debtors, brought an adversary complaint against defendant creditor bank asserting violations of the automatic stay of 11 U.S.C.S. § 362, resulting from the creditor's telephone request that debtors pay off their loans "outside the bankruptcy" and by placing an indeterminate "freeze" on debtors' bank accounts despite knowledge of debtors' filing.

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Consumer opinion summary, case decided on July 11, 2011 , LexisNexis #0811-039