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In re Long

In re Long

Ruling
Above median debtor not permitted to deduct payments on surrendered vehicle.
Procedural posture

The debtor moved for confirmation of her chapter 13 plan. The chapter 13 trustee objected to the confirmation of the plan on the ground that the debtor was not applying all of her projected disposable income to payments for the benefit of unsecured creditors in contravention of 11 U.S.C.S. § 1325(b)(1)(B). The debtor sought to deduct a secured debt payment for collateral that was being surrendered.

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Consumer opinion summary, case decided on April 25, 2008 , LexisNexis #0608-024