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Patrick v. Dell Financial Servs. LP (In re Patrick)

Patrick v. Dell Financial Servs. LP (In re Patrick)

Ruling
Class certification for chapter 13 debtors challenging secured status of creditor's claims denied.
Procedural posture

Chapter 13 debtors filed an adversary proceeding against defendants, a computer company's financing agent and others, claiming, inter alia, that the financing agent filed secured claims against their bankruptcy estates that were not secured, and they asked the court to certify their action as a class action under Fed. R. Civ. P. 23 and Fed. R. Bankr. P. 7023, to enjoin the agent from engaging in similar acts.

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Consumer opinion summary, case decided on March 11, 2013 , LexisNexis #0413-035