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Belton v. Educ. Credit Mgmt. Corp. (In re Belton)

Belton v. Educ. Credit Mgmt. Corp. (In re Belton)

Ruling
Collection costs associated with a student loan debt previously deemed nondischargeable was also deemed nondischargeable.
Procedural posture

Plaintiff debtor filed an adversary proceeding against defendant creditor to determine the dischargeability of certain student loan obligations pursuant to 11 U.S.C. § 523(a)(8). The court previously ruled that the debtor had failed to prove undue hardship. The only issue was whether the collection costs were also nondischargeable, even though the creditor chose not to claim these collection costs for purposes of a distribution in chapter 13.

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opinion summary, case decided on February 14, 2006 , LexisNexis #0306-100