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Ransom v. FIA Card Services

Ransom v. FIA Card Services

Ruling
Debtor not entitled to deduct ownership expense on vehicle owned free and clear.
Procedural posture

Petitioner bankruptcy debtor proposed a plan which provided for payment to creditors from the debtor's disposable income which the debtor calculated by including a vehicle ownership expense, even though the debtor had no loan or lease payment for his vehicle. Upon the grant of a writ of certiorari, the debtor appealed the judgment of the U.S. Court of Appeals for the Ninth Circuit which upheld a denial of confirmation of the debtor's plan.

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Consumer opinion summary, case decided on January 11, 2011 , LexisNexis #0111-129