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Williams v. Montclair Prop. Owner Assn (In re Cook)

Williams v. Montclair Prop. Owner Assn (In re Cook)

Ruling
Chapter 13 debtor could strip off homeowners' association liens on property in which there was no equity.
Procedural posture

Chapter 13 debtors filed a complaint against defendant creditor seeking to strip off liens against their residence for unpaid homeowners association assessments pursuant to 11 U.S.C.S. § 506(d) on the ground that there was no equity in the property to which the liens could attach. The debtors moved for summary judgment.

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Consumer opinion summary, case decided on November 10, 2010 , LexisNexis #0111-051