David Putter, Montpelier, Vt., for Steele Associates, Inc. and Elizabeth Gentile., W. Wyman Smith, Burlington, Vt., for debtor., Douglas J. Wolinsky, Burlington, Vt., for creditors’ committee., William A. Fead, Burlington, Vt., for shareholders’ committee., William B. Gray, Rutland, Vt., for Margaret L. Baird., Jerome F. O’Neill, Burlington, Vt., for The Howard Bank as Administrator of Estate of Thomas Sawyer., Eugene Wermer, Trustee.