Patrick D. Tobia, Esq., Clemente, Mueller & Tobia, PA, Morristown, NJ, for Shapiro & Diaz, LLP., Kevin H. Marino, Esq., Marino & Associates, PC, Newark, NJ, for Rhondi Lynn Schwartz, Esq., Peter N. Gilbreth, Esq., Morristown, NJ, for Nelson Diaz, Esq., Vincent F. Papalia, Esq., Colin R. Robinson, Esq., Saiber, Schlesinger, Satz & Goldstein, LLC, Newark, NJ, for Ever-Home Mortgage Company f/k/a Alliance Mortgage Corp., Rhondi L. Schwartz, Shapiro & Diaz, LLP, Marlton, NJ, for Alliance Mortgage Corporation., Michaelene Loughlin, Esq., Loughlin and Latimer, Hackensack, NJ, for Jenny Rivera., Stephen M. Orlofsky, Esq., Blank Rome LLP, Cherry Hill, NJ, Raymond M. Patella, Esq., Blank Rome LLP, Philadelphia, PA, for First American National Default Outsourcing, LLC., Natasha M. Songonuga, Esq., Gibbons, Del Deo, Dolan, Griffinger & Vecchione, Newark, NJ, for Dan Schmidt., Thomas C. McCoy, Esq., Woodland, McCoy & Shinn, LLC, Manahawkin, NJ, for Linda Hynes, Esq., Marie-Ann Greenberg, Esq., Douglas J. McDonough, Esq., Fairfield, NJ, Chapter 13 Standing Trustee., Michael A. Artis, Robert J. Schneider, Martha R. Hildebrandt, Dept, of Justice, Newark, NJ, for U.S. Trustees Office.