Lara Roeske Fernandez, Esq., Trenam, Kemker, Scharf, Barkin, Frye, O’Neill & Mullís, P.A., for Ronald Ellett, as Personal Representative of the Estate of Daryl T. Ellett., David R. Softness, Esq., David R. Softness, P.A., and Sally H. Seltzer, Esq., Mar-low, Connell, Abrams, Adler, Newman & Lewis, for Comegys Insurance Agency, Inc., Kathy J. Maus, Esq., Butler Pappas Weihmuller Katz Craig LLP, for Mercury Insurance Company of Florida.