Douglas M. Foley, McGuire Woods LLP, Norfolk, VA, Counsel for Official Committee of Unsecured Creditors., Brent C. Strickland, Paul M. Nussbaum, Whiteford, Taylor & Preston, Baltimore, MD, Counsel for Official Committee of Unsecured Creditors., B. Amon James, Office of the U.S. Trustee, Richmond, VA, Acting Assistant U.S. Trustee., Valerie Morrison, Raymond Pring, Gold, Morrison & Laughlin, McLean, VA, Counsel for Merchants Express Money Order Company and MEMO Money Order Company., Lynn Tavenner, LeClair Ryan, Richmond, VA, Counsel for Debtors.