Skip to main content

Page Banner(Taxonomy)

District of tennessee

In re Petro

Ruling
Debtors who calculated projected disposable income as set forth under BAPCPA could not be found to have acted in bad faith.
Procedural posture

The Standing Chapter 13 Trustee for the Middle District of Tennessee filed objections to the debtors'proposed chapter 13 plan, asserting that the proposed plan failed to use the proper methodology to calculate the debtors' projected disposable income pursuant to 11 U.S.C. § 1325(b)(2), therefore had not been proposed in good faith. The trustee also objected to a telecommunications expense deduction of $350.

ABI Membership is required to access the full summary of In re Petro Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on January 23, 2008 , LexisNexis #0208-086

In re Liebold

Ruling
Creditor's deficiency claim barred by hanging paragraph where debtor proposed to surrender "910" vehicle.
Procedural posture

The debtors filed for bankruptcy relief under chapter 13 of the United States Bankruptcy Code and filed a proposed plan. A secured creditor objected to the plan. The court issued findings of fact and conclusions of law.

ABI Membership is required to access the full summary of In re Liebold Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on January 09, 2008 , LexisNexis #0308019

In re Cox

Ruling
Settlement funds from lawsuit pending on petition date were property of the estate and could not be turned over to chapter 13 debtor upon voluntary dismissal.
Procedural posture

Debtors filed a petition under chapter 13 of the Bankruptcy Code and a plan for repaying their creditors. Thirteen months later, they filed a motion to dismiss their bankruptcy case, and the court granted their motion and directed distribution of the funds. The debtors filed a motion for an order requiring the chapter 13 trustee to turn over funds. The trustee opposed the motion.

ABI Membership is required to access the full summary of In re Cox Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on January 04, 2008 , LexisNexis #0208-075

Brock v. Branch Banking & Trust Co. (In re Johnson)

Ruling
Enabling loan exception to avoidance not available where security interest in truck was not perfected within 20 days of purchase.
Procedural posture

In this pre-Bankruptcy Abuse Prevention and Consumer Protection Act preference action, plaintiff trustee appealed the Bankruptcy Court for the Eastern District of Kentucky's ruling that the lien on debtor's motor vehicle was protected from avoidance by the enabling loan exception, which excepted from avoidance certain security interests perfected within 20 days of debtor's possession of the collateral. Defendant was the lender.

ABI Membership is required to access the full summary of Brock v. Branch Banking & Trust Co. (In re Johnson) Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Court :
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on December 21, 2007 , LexisNexis #0108-099

In re Williams

Ruling
Application of hanging paragraph to vehicle loan prevented creditor's deficiency claim.
Procedural posture

The debtors filed for relief under chapter 13 and submitted a chapter 13 plan. The creditor objected to confirmation of the plan.

ABI Membership is required to access the full summary of In re Williams Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on December 10, 2007 , LexisNexis #0108-125

Mayes v. Chase Auto Fin. (In re Mayes)

Ruling
Voluntary acceptance of payments tendered by willing debtor did not violate discharge injunction.
Procedural posture

Plaintiff debtor filed a complaint against defendant creditor for impairment of collateral and/or conversion of postpetition payments received from the debtor. Additionally, the debtor sought an order directing the creditor to provide an accounting of all postpetition payments received from the debtor and to return these payments to the debtor or to pay them over to the chapter 7 trustee.

ABI Membership is required to access the full summary of Mayes v. Chase Auto Fin. (In re Mayes) Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on December 05, 2007 , LexisNexis #0108-063

In re Knox

Ruling
Debtor could surrender truck purchased within 910 days of filing and secured by purchase money security interest in full satisfaction of debt.
Procedural posture

A creditor objected to the confirmation of a debtor's chapter 13 plan and plan terms.

ABI Membership is required to access the full summary of In re Knox Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on November 20, 2007 , LexisNexis #1207-088

In re Swann Land LLC

Ruling
Court declined to appoint chapter 11 trustees in cases filed by limited liability companies and dismissed the cases as the companies could not file pro se.
Procedural posture

The United States Trustee filed a motion for appointment of a trustee pursuant to 11 U.S.C. § 1104 or in the alternative, for dismissal in two chapter 11 cases involving related debtors, two limited liability companies.

ABI Membership is required to access the full summary of In re Swann Land LLC Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Commercial opinion summary, case decided on November 20, 2007 , LexisNexis #0108-012

In re Mitchell

Ruling
Inclusion of negative equity in financing defeated purchase money security interest status and allowed for bifurcation of debt.
Procedural posture

Bankruptcy debtors' proposed chapter 13 plan provided for treatment of a claim of a creditor secured by the debtor's vehicle as secured only to the extent of the value of the vehicle. The creditor objected to bifurcation of its claim into secured and unsecured claims, asserting that 11 U.S.C. § 1325(a) (hanging paragraph referencing paragraph 5) precluded such bifurcation based on the creditor's purchase-money security interest ("PMSI").

ABI Membership is required to access the full summary of In re Mitchell Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on November 13, 2007 , LexisNexis #1207-022

In re Hayes

Ruling
Protection of hanging pargraph not available for non-purchase money security interest portions of debt.
Procedural posture

In proceedings that were consolidated for a decision, the debtors filed for relief under chapter 13, and had proposed in their chapter 13 plans to "strip down" the amounts owed to the creditors for financed vehicles. The creditors objected to the proposed plan payments, and claimed that they held purchase money security interests ("PMSI") for the full amounts financed pursuant to 11 U.S.C. § 1325.

ABI Membership is required to access the full summary of In re Hayes Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on November 01, 2007 , LexisNexis #1207-123