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middle district of north carolina

In re Lipford

Ruling
Case dismissed for abuse based on totality of circumstances.
Procedural posture

The Bankruptcy Administrator (movant) asked the court to dismiss a chapter 7 case filed by debtors, a husband and wife, who claimed that they had filed bankruptcy because they could not pay their bills as they came due. At issue was whether dismissal was properly granted for abuse pursuant to 11 U.S.C.S. § 707(b)(3).

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Consumer opinion summary, case decided on April 17, 2008 , LexisNexis #0608-017

In re Moore

Ruling
Above-median debtor's boat payments were reasonably necessary expenses which could be deducted from current monthly income calculation.
Procedural posture

A creditor holding an unsecured nonpriority claim against the debtors arising out their credit card accounts filed an objection to confirmation of the debtors' chapter 13 plan, challenging the debtors' taking of a monthly deduction of $ 263.36 on Official Bankr. Form B22C for a debt payment secured by the debtors' boat, motor and trailer, arguing that the deduction was not a necessary expense under 11 U.S.C.S. § 1325(b)(3).

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Consumer opinion summary, case decided on April 02, 2008 , LexisNexis #0508-055

In re Moore

Ruling
Above median debtors' boat payments were not necessary but nevertheless properly deductible.
Procedural posture

A creditor holding an unsecured nonpriority claim against the debtors arising out their credit card accounts filed an objection to confirmation of the debtors' chapter 13 plan, challenging the debtors' taking of a monthly deduction of $ 263.36 on Official Bankr. Form B22C for a debt payment secured by the debtors' boat, motor and trailer, arguing that the deduction was not a necessary expense under 11 U.S.C.S. § 1325(b)(3).

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Consumer opinion summary, case decided on April 02, 2008 , LexisNexis #0508-127

In re Montgomery

Ruling
Debtors allowed redetermination of current monthly income after obtaining lower paying jobs.
Procedural posture

The debtors filed a motion to strike Schedule I and to determine their currently monthly income.

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Consumer opinion summary, case decided on March 04, 2008 , LexisNexis #0508-001

In re Wilson

Ruling
Above-median debtor's projected disposable income not required to include social security income of non-debtor spouse.
Procedural posture

A chapter 13 trustee objected to the confirmation of the debtor's plan on the basis that it violated 11 U.S.C.S. § 1325(b)(1)(B).

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Consumer opinion summary, case decided on March 03, 2008 , LexisNexis #0508-021

In re Johnson

Ruling
Debtor's obligation to make payments on secured debt to former spouse pursuant to divorce decree was a nondischargeable domestic support obligation.
Procedural posture

Debtors, a husband and wife, filed a voluntary petition under chapter 13 of the Bankruptcy Code and a plan for repaying their creditors. The husband's ex-wife filed an objection to the debtors' plan.

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Consumer opinion summary, case decided on February 27, 2008 , LexisNexis #0408-045

Ferguson v. Fisher (In re Fisher)

Ruling
Debtor's discharge revoked due to failure to turn over stock but discharge of spouse who did not own or control stock not revoked.
Procedural posture

Plaintiff trustee filed an adversary complaint for a revocation of defendant debtors'discharge in a Chapter 7 bankruptcy case, pursuant to 11 U.S.C. § 727(d)(2).

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Consumer opinion summary, case decided on January 07, 2008 , LexisNexis #0208-100

In re Friday

Ruling
Stay did not preclude landlord from proceeding with prepetition eviction action.
Procedural posture

A debtor filed a motion requesting that the court enjoin the padlocking of an apartment, which was done pursuant to a state court judgment obtained by a landlord before the chapter 7 proceeding was commenced.

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Consumer opinion summary, case decided on December 12, 2007 , LexisNexis #0208-037

In re Goines

Ruling
Conversion to chapter 13 denied due to chapter 7 debtor's pre- and postpetition bad faith conduct.
Procedural posture

A debtor filed a motion to convert her chapter 7 bankruptcy case to chapter 13, pursuant to 11 U.S.C. § 706. The trustee objected to the motion.

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Consumer opinion summary, case decided on November 13, 2007 , LexisNexis #0108-123

In re Wallace

Ruling
Chapter 13 plan calling for balloon payment to creditor whose claim was secured by real property could not be confirmed.
Procedural posture

A creditor filed an objection, pursuant to 11 U.S.C. § 1325(a)(5)(B)(iii), to the individual debtors'chapter 13 plan.

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Consumer opinion summary, case decided on November 12, 2007 , LexisNexis #0108-128