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§ 707(b)(3)

In re Wiseman

Ruling
Case ordered converted or dismissed due to debtor's ability to pay a portion of unsecured debts.
Issue(s)
Should case of married debtors be dismissed where they have sufficient net monthly income to pay their debts?

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Consumer opinion summary, case decided on August 07, 2014 , LexisNexis #0914-057

In re Thompson

Ruling
Case dismissed where debtor had sufficient income to fund a chapter 13 plan and failed to disclose assets.
Issue(s)
Should debtor's chapter 13 case be dismissed for abuse?

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Consumer opinion summary, case decided on July 28, 2014 , LexisNexis #0914-028

In re Nunna

Ruling
Abuse existed where debtors lived an above-standard lifestyle and had not modified their spending.
Issue(s)
Should case be dismissed under the totality of circumstances because debtor could redirect substantial 401(k) contributions and loan repayments to pay 100% of unsecured debt in the context of a Chapter 13 plan?

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Consumer opinion summary, case decided on May 13, 2014 , LexisNexis #0614-025

In re Hodge

Ruling
Case ordered converted or dismissed due to totality of the circumstances.
Issue(s)
Whether a bankruptcy court was to dismiss a debtor's chapter 7 case for abuse under 11 U.S.C.S. § 707(b)(3).

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Consumer opinion summary, case decided on April 11, 2014 , LexisNexis #0514-059

In re Johnson

Ruling
Social Security income could not be considered in evaluating motion for totality of circumstances dismissal.
Issue(s)
Could debtor's Social Security income be included in assessing debtor's ability to pay debts and possible dismissal on totality of the circumstances?

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Consumer opinion summary, case decided on February 28, 2014 , LexisNexis #0314-128

Landis v. Orozco (In re Orozco)

Ruling
Debtor serial filer's fourth case dismissed with prejudice due to bad faith and abuse of system.
Issue(s)
Should serial filer's fourth case be dismissed for bad faith.

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Consumer opinion summary, case decided on October 21, 2013 , LexisNexis #1113-128

In re Schumacher

Ruling
Unintentional misstatements and omissions in schedules were not grounds for dismissal.
Procedural posture

Debtor filed a petition under chapter 7 of the Bankruptcy Code, and the United States Trustee ("UST") filed a motion to dismiss the debtor's case pursuant to 11 U.S.C.S. § 707(b)(3)(B). The debtor opposed the motion.

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Consumer opinion summary, case decided on May 20, 2013 , LexisNexis #0613-063

In re Hardigan

Ruling
Conversion or dismissal denied where debtor's income was insufficient to support a chapter 11 plan.
Procedural posture

Debtor filed a petition under chapter 7 of the Bankruptcy Code, and the United States Trustee ("UST") and a bank filed motions seeking an order under 11 U.S.C.S. § 707(b)(3)(B) which converted the debtor's case to one under chapter 11 of the Bankruptcy Code or dismissed the case. The court denied the UST's and the bank's motion for summary judgment and held a hearing on the motions.

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Consumer opinion summary, case decided on March 29, 2013 , LexisNexis #0513-130

In re Christians

Ruling
Case ordered converted or dismissed based on totality of circumstances.
Procedural posture

Movant bankruptcy administrator (BA) asked the court to dismiss debtor's chapter 7 case for abuse pursuant to 11 U.S.C.S. § 707(b)(3). At issue was whether debtor had the ability to pay a sizable dividend to creditors and whether the "totality of the circumstances" of debtor's finances demonstrated abuse.

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Consumer opinion summary, case decided on October 10, 2012 , LexisNexis #1112-025

Ng v. Farmer (In re Ng)

Ruling
Case properly dismissed where debtor's income increased significantly.
Procedural posture

Appellant debtors challenged orders from the United States Bankruptcy Court for the District of Hawaii that dismissed their chapter 7 case under 11 U.S.C.S. § 707(b)(3)(B) on the motion of appellee United States trustee, asserting that the bankruptcy court abused its discretion in dismissing their case based on a change in circumstance when debtor husband's monthly income increased significantly.

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Court :
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on September 07, 2012 , LexisNexis #1012-057