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§ 522(b)(3)

In re Haines

Ruling
Exemption allowed in brokerage account held by debtor and non-debtor spouse as tenants by the entirety.
Issue(s)
If a couple has the choice of checking the "tenants by the entirety" box on an account application, but fails to do so, is that failure sufficiently strong evidence to overcome the presumption when a bankruptcy trustee objects to the debtor's exemption of that account as entireties property?

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Consumer opinion summary, case decided on April 14, 2015 , LexisNexis #0515-009

In re Capelli

Ruling
Debtor could claim exemption in property owned by entireties with creditor.
Issue(s)
Was debtor barred from claiming an exemption in property owned with creditor in a tenancy by the entirety?

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Consumer opinion summary, case decided on September 29, 2014 , LexisNexis #1014-085

Clark v. Rameker

Ruling
Funds in an inherited individual IRA are not exempt "retirement funds."
Procedural posture

Prior to filing their Chapter 7 case, the debtor wife inherited an IRA from her mother. The debtor wife, who was the sole beneficiary on the account, elected to take monthly distributions from the account. In their subsequently filed Chapter 7 case, the d

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Consumer opinion summary, case decided on June 12, 2014 , LexisNexis #0614-114

In re Cline

Ruling
Trustee's objection to debtor's claimed federal exemptions sustained.
Issue(s)
Could debtors claim federal exemptions or were they required to use state exemptions?

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Consumer opinion summary, case decided on May 30, 2014 , LexisNexis #0814-049

Jones v. Badami (In re Jones)

Ruling
Debtor's interest in proceeds of mother's pension plan was not exempt.
Issue(s)
Whether a debtor's interest in the proceeds of a pension plan could be exempted from the debtor's bankruptcy estate.

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Consumer opinion summary, case decided on March 26, 2014 , LexisNexis #0714-049

Running v. Miller (In re Miller)

Ruling
Annuity qualified as exempt IRA.
Issue(s)
Did annuity qualify as an IRA so as to allow debtor to claim an exemption.

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Court :
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on November 04, 2013 , LexisNexis #1113-116

In re Clifton

Ruling
Trustee ordered to pay proceeds of sale of entireties property to creditor bank.
Procedural posture

Chapter 7 trustee filed a report of sale proceeds and a motion for final disbursement. The debtor, the IRS, and a bank objected.

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Consumer opinion summary, case decided on July 19, 2013 , LexisNexis #0813-052

In re Heffron-Clark

Ruling
Inherited IRA was not "retirement funds" and was not exempt.
Procedural posture

In the bankruptcy proceeding initiated by bankruptcy debtor and her husband, a bankruptcy judge held that an inherited IRA did not represent retirement funds in the hands of the debtor and so was not exempt under 11 U.S.C.S. § 522(b)(3)(C) and (d)(12). A district judge of the United States District Court for the Western District of Wisconsin reversed. The bankruptcy trustee appealed.

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Court :
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on April 23, 2013 , LexisNexis #0513-044

In re Keifert

Ruling
Debtor domiciled in filing state for 730 days prior to petition date could not claim out of state exemptions based on periodic military service.
Procedural posture

The chapter 7 trustee objected to exemptions claimed by debtors under California law because, he asserted, debtors were domiciled in Missouri for the relevant time period and had to claim Missouri exemptions under 11 U.S.C.S. § 522(b)(3)(A).

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Consumer opinion summary, case decided on March 22, 2013 , LexisNexis #0413-120

Springel v. Prosser (In re Prosser)

Ruling
Exemptions claimed in two out of three properties disallowed on remand.
Procedural posture

Debtor declared chapter 7 bankruptcy and claimed that real property he owned in the U.S. Virgin Islands and in Florida was exempt from creditors' claims. Although the bankruptcy court disallowed the debtors' exemptions, the U.S. District Court for the United States Virgin Islands, Division of St. Thomas and St. John, reversed the bankruptcy court's ruling as to three tracts of land the debtor owned in the Virgin Islands, and remanded the case.

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Consumer opinion summary, case decided on February 14, 2013 , LexisNexis #0313-044