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§ 362(c)(3)

In re Johnson

Ruling
Creditor could not foreclose on the debtor's home since the stay did not automatically end after 30 days with respect to the debtor's home and thus remained in effect until the debtor's case was dismissed or discharged.
Procedural posture

The court conducted a hearing on debtor's motion to extend the automatic stay and the creditor's opposition thereto. The court granted debtor's motion in open court and asked debtor's attorney to submit an order. The court signed the order granting the motion, but due to the nature of the creditor's opposition to the motion, the court entered a memorandum opinion clarifying its ruling.

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opinion summary, case decided on January 09, 2006 , LexisNexis #0306-005

In re Phillips

Ruling
Automatic stay was extended for second chapter 13 case because the debtor demonstrated good faith in making second filing despite failing to make payments in the first case, and changed circumstances showed an ability to pay.
Procedural posture

Debtor filed a motion to extend the automatic stay in her chapter 13 bankruptcy case pursuant to 11 U.S.C. § 362(c)(3) under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. Neither the Trustee nor any creditors filed an objection to the motion.

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opinion summary, case decided on January 06, 2006 , LexisNexis #0206-089

In re Paschal

Ruling
Court interpreted section 362(c)(3)(A) of the Code to not have terminated all of the debtor's automatic stay protections simply because the debtor had a prior case dismissed within the preceding year but rather to have terminated only if actions were taken by creditors within the prior year.
Procedural posture

Movant, a chapter 13 debtor, sought a declaratory judgment and, in the alternative, sought a continuance of the automatic stay, requesting the court to determine the meaning of 11 U.S.C. § 362(c)(3)(A), as enacted pursuant to the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, Pub.L. No. 109-8, § 302.

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opinion summary, case decided on January 06, 2006 , LexisNexis #0306-004

In re Warneck

Ruling
Debtors were granted an automatic stay extension since they filed in good faith and did not have a presumption of bad faith from prior filings.
Procedural posture

Debtors filed a chapter 13 bankruptcy petition. Debtors moved to extend the automatic stay.

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opinion summary, case decided on January 04, 2006 , LexisNexis #0206-090

In re Havner

Ruling
Debtor was denied a motion to extend the automatic stay of a chapter 13 case since, under the totality of the circumstances, the debtor failed to show the second filing was made in good faith.
Procedural posture

Debtor filed a motion to extend the automatic stay of his chapter 13 bankruptcy petition.

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opinion summary, case decided on January 04, 2006 , LexisNexis #0306-006

In re Galanis

Ruling
Debtors rebutted the bad faith presumption in refiling within one year of prior filings since they had filed to responsibly address their debts, they had steady sources of income, and no objections were made.
Procedural posture

Two sets of debtors had a prior case pending within one year of filing their present cases. They filed motions to extend the automatic stay, under 11 U.S.C. § 362(c)(3)(B). Each argued that the court should extend the stay because they filed in good faith.

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opinion summary, case decided on December 07, 2005 , LexisNexis #0106-003

Vaughn v. Pipkin (In re Vaughn)

Ruling
Debtor was granted an automatic stay continuation in a chapter 13 case since the criteria for obtaining an injunction were met.
Procedural posture

Before the court in a chapter 13 case was movant debtor's request for continuation of the automatic stay. Debtor sought continuation of the automatic stay under 11 U.S.C. § 362(c)(3)(B) as to all creditors and parties of interest until the case was closed.

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opinion summary, case decided on December 02, 2005 , LexisNexis #0206-093

In re Moore

Ruling
Automatic stay was extended for second filing made within a year of a prior case being closed since the prior case had actually been dismissed just not closed more than a year before the second filing.
Procedural posture

A bankruptcy debtor's prior bankruptcy case was dismissed and the debtor filed a second case within a year after the prior case was closed. The debtor moved to extend the automatic bankruptcy stay in the second case, which would otherwise expire 30 days after the second case was filed pursuant to 11 U.S.C. § 362(c)(3).

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opinion summary, case decided on December 02, 2005 , LexisNexis #0306-003

In re Montoya

Ruling
Debtor was denied extension of automatic stay since the debtor was unable to overcome presumption of bad faith in making third filing.
Procedural posture

Chapter 13 debtor filed a motion to extend the automatic stay pursuant to 11 U.S.C. § 362(c)(3)(B). Because the debtor had a prior chapter 13 case pending within the preceding 1-year period that was dismissed, the stay prohibiting any action taken with respect to the debtor's will terminated on November 26, 2005. The chapter 13 trustee objected.

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opinion summary, case decided on November 23, 2005 , LexisNexis #0106-002

In re Fishwick

Ruling
Court scheduled further hearing on debtor's application for automatic stay extension even though it appeared that debtor did not file in good faith.
Procedural posture

Debtor filed for chapter 13 bankruptcy protection. Because the debtor's prior chapter 13 filing was dismissed in the year prior to the date of the present filing, the debtor sought an extension of the automatic stay pursuant to 11 U.S.C. § 362(c)(3)(B).

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opinion summary, case decided on November 22, 2005 , LexisNexis #0506-002