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§ 1325(a)(5)

In re Tyndale

Ruling
Chapter 13 plan confirmed over objection by city that did not establish that it had suffered an injury in fact.
Issue(s)
Should bankruptcy court orders for redemption of property sold at tax sale and subsequent confirmation of debtor's chapter 13 plan be reversed on appeal by city?

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Consumer opinion summary, case decided on July 02, 2015 , LexisNexis #0715-134

In re Lemming

Ruling
Confirmation denied due to lack of good faith and improper treatment of secured claim.
Issue(s)
Whether a chapter 13 plan may be confirmed over the objection of a secured creditor where the plan only provides that some of the collateral securing the creditor's claim be surrendered in full satisfaction of the claim and where the plan provides for a non-consensual vesting of the property?

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Consumer opinion summary, case decided on June 17, 2015 , LexisNexis #0815-132

In re Crawford

Ruling
Creditor violated confirmation order of plan, which it had accepted, by refusing to release lien on debtor's property.
Issue(s)
Did confirmed plan require creditor to release its lien on debtor's motor vehicle?

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Consumer opinion summary, case decided on June 08, 2015 , LexisNexis #0715-135

In re Grey

Ruling
Debtor could modify plan to include escrow payments to secured creditor over creditor's objection based on lack of "equal monthly payments."
Issue(s)
Could chapter 13 debtor modify plan so as to not contain "equal monthly amounts" for the life of the plan?

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Consumer opinion summary, case decided on June 04, 2015 , LexisNexis #1015-137

In re Smart

Ruling
Debtors who surrendered property to lienholders, including homeowners' association, were not required to continue to make postpetition assessment payments.
Issue(s)
Was debtor who surrendered property to creditors, including a homeowners' association, obligated to continue making assessment payments to the association?

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Consumer opinion summary, case decided on March 09, 2015 , LexisNexis #0515-067

In re Ehiorobo

Ruling
Chapter 13 plan proposing balloon payments to three creditors on or before the 59th month could not be confirmed.
Issue(s)
Could chapter 13 plan proposing balloon payments to three creditors on or before the 59th month of the plan be confirmed?

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Consumer opinion summary, case decided on January 29, 2015 , LexisNexis #0215-136

In re Lentz

Ruling
Plan modification that did not provide for equal monthly payments and a balloon payment denied.
Issue(s)
Could plan modification proposing two step ups to a fixed payment in months 10-59 be approved?

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Consumer opinion summary, case decided on January 16, 2015 , LexisNexis #1115-067

In re Fortenberry

Ruling
Plan could cram down loan on manufactured home but could not propose to pay less than the amount determined by the court or fail to include interest.
Issue(s)
Could debtor's plan cram down loan secured by a manufactured home and not provide for payment of interest on the loan?

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Consumer opinion summary, case decided on December 30, 2014 , LexisNexis #0115-098

In re Lanois

Ruling
Plan proposing deferred payments to mortgagee but not including private mortgage insurance payments could be confirmed.
Issue(s)
Should confirmation of debtor's proposed second amended chapter 13 plan be denied on the grounds that the plan's proposed treatment of creditor's mortgage claim does not include payment for continuing private mortgage insurance?

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Consumer opinion summary, case decided on September 10, 2014 , LexisNexis #1014-029

In re Rose

Ruling
Secured creditor was not required to accept title to property surrendered by debtor.
Issue(s)
Could debtor's quitclaim their property to lienholder, the Small Business Association, without the SBA's consent?

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Consumer opinion summary, case decided on July 08, 2014 , LexisNexis #0814-032