Skip to main content

§ 1322(c)

In re Latimer

Ruling
Undersecured mortgage claim could be bifurcated.
Procedural posture

The debtors filed a chapter 13 plan which proposed to bifurcate their mortgage into an allowed secured claim and an unsecured claim. In furtherance of the plan, the debtors filed a motion, pursuant to 11 U.S.C.S. § 506(a)(1), for the court to determine the secured status of the mortgage. The creditor opposed the motion.

ABI Membership is required to access the full summary of In re Latimer Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on October 27, 2008 , LexisNexis #1208-127

In re Bardell

Ruling
Prepetition foreclosure terminated debtor's right to cure default through plan.
Procedural posture

Debtor had defaulted on his mortgage loan, and a trustee under a deed of trust conducted a foreclosure sale. Two days later, debtor filed for chapter 13 relief. Debtor sought to undo the foreclosure sale and cure his mortgage arrearage in his proposed plan. The Bankruptcy Court for the Northern District of West Virginia ruled debtor was not entitled to cure his mortgage default or to avoid the prepetition foreclosure sale. Debtor appealed.

ABI Membership is required to access the full summary of In re Bardell Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

opinion summary, case decided on August 10, 2007 , LexisNexis #0907-088

In re Connors

Ruling
Debtor could not cure mortgage default after foreclosure sale and before delivery of deed.
Procedural posture

Appellant, a chapter 13 debtor, sought review of a decision from the District Court for the District of New Jersey, which held that the debtor did not have a right under 11 U.S.C. § 1322(c)(1) to cure a default on a mortgage secured by the debtor's principal residence between the time the residence was sold at a foreclosure sale and the time the deed was delivered.

ABI Membership is required to access the full summary of In re Connors Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Court :
Judge or Jurisdiction information not available
opinion summary, case decided on August 03, 2007 , LexisNexis #0807-139

In re Bardell

Ruling
Debtor could not cure mortgage arrearage once equitable interest in property was extinguished by foreclosure.
Procedural posture

Chapter 13 debtor filed a motion requesting that creditor be held in contempt of court for rejecting debtor's postpetition mortgage payments. Creditor filed a motion for relief from stay. Debtor filed a motion to filed a late proof of claim.

ABI Membership is required to access the full summary of In re Bardell Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

opinion summary, case decided on February 08, 2007 , LexisNexis #0307-014

In re Morgan

Ruling
Prepetition foreclosure sale terminated debtor's rights in property even though deed was filed postpetition.
Procedural posture

A creditor filed a motion for relief from the automatic stay to permit it to proceed with ejectment proceedings against a chapter 13 debtor.

ABI Membership is required to access the full summary of In re Morgan Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

opinion summary, case decided on August 09, 2006 , LexisNexis #1006-002

JPMorgan Chase Bank v. McKinney (In re McKinney)

Ruling
Creditor buyer was granted motion for relief from automatic stay since debtor's residence was sold prefiling at foreclosure sale.
Procedural posture

Movant creditor filed a motion for relief from the automatic stay in respondent debtors'chapter 13 bankruptcy case as to a defaulted mortgage.

ABI Membership is required to access the full summary of JPMorgan Chase Bank v. McKinney (In re McKinney) Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

opinion summary, case decided on June 14, 2006 , LexisNexis #0706-032

In re Henry

Ruling
Motion to dismiss was denied since court allowed plan payments to extend beyond maximum period generally allowed.
Procedural posture

The chapter 13 trustee moved to dismiss the debtor's bankruptcy case. The trustee argued that the case should be dismissed because it would take over 60 months to complete, and because the plan was in material default since it will not complete in compliance with the confirmed terms.

ABI Membership is required to access the full summary of In re Henry Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

opinion summary, case decided on June 01, 2006 , LexisNexis #0706-104

In re Snowden

Ruling
Debtor's motion to vacate annulment of automatic stay regarding foreclosed principal residence was denied since section 1322(c)(1) did not permit debtor to toll right to redeem the foreclosed property for the life of the chapter 13 plan.
Procedural posture

On October 15, 2005, debtor filed a bankruptcy case under chapter 13. An order was entered on November 28, 2005 granting a mortgagee's Motion to Annul the Automatic Stay with respect to debtor's foreclosed residential real estate that had been sold at a prepetition judicial sale. On March 9, 2006, debtor filed a Motion to Vacate Annulment of the Automatic Stay based on Fed. R. Civ. P. 60(b).

ABI Membership is required to access the full summary of In re Snowden Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

opinion summary, case decided on April 14, 2006 , LexisNexis #0506-063