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southern district of west virginia

Ellis, In re

Ruling
Discharge denied as debtor completed a non-approved financial course and failed to meet statutory requirements. (Bankr. D. Kan.)
Issue(s)
Discharge; Grounds for Denial; Failure to Complete Instructional Course.

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Consumer opinion summary, case decided on August 07, 2025 , LexisNexis #1125-021

Baldwin, In re--Seida v. Baldwin

Ruling
Debtor denied discharge for concealing assets and making false statements as court found intent to hinder creditors and fraudulent oaths. (Bankr. D. Or.)
Issue(s)
Discharge; Grounds for Denial.

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Consumer opinion summary, case decided on August 04, 2025 , LexisNexis #1025-042

Hargrave, In re--Hargrave v. Educ. Credit Mgmt. Corp. (ECMC, Inc.

Ruling
Debtors granted partial discharge of student loan debt upon showing of good faith through their Chapter 13 payments and efforts to maximize income. (Bankr. D. Kan.)
Issue(s)
Exceptions to Discharge; Types of Debt Excepted; Educational Loans.

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Commercial opinion summary, case decided on July 16, 2025 , LexisNexis #0925-087

Perkins, In re

Ruling
Bankruptcy Court dismissed Perkins' Chapter 13 case for failing to make timely trustee payments and misrepresenting legal authority via AI-generated case law. (Bankr. D. Or.)
Issue(s)
Payments; Plan Payments; Commencement.

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Consumer opinion summary, case decided on July 07, 2025 , LexisNexis #0925-044

Serna, In re

Ruling
Dismissal or conversion to Chapter 13 denied as Chapter 7 debtors had insufficient ability to pay unsecured creditors in hypothetical Chapter 13 plan and lacked bad faith. (Bankr. D. Kan.)
Issue(s)
Dismissal of a Case or Conversion to a Case Under Chapter 11 or 13; Substantial Abuse.

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Consumer opinion summary, case decided on April 02, 2025 , LexisNexis #0725-045

Hurd, In re--Pearsall v. Hurd

Ruling
Complaint failed to identify any materially false written statement used by defendants to obtain loan from plaintiff before the debt was incurred. (Bankr. S.D. W. Va.)
Issue(s)
Exceptions to Discharge; Types of Debt Excepted; Fraud; False Financial Statement.

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Consumer opinion summary, case decided on March 26, 2025 , LexisNexis #0525-085

Nguyen, In re

Ruling
Debtor's disclosure of affair with married individual, while intentional, was not a wrongful act under the law and did not meet the maliciousness requirement for nondischargeability. (Bankr. D. Or.)
Issue(s)
Exceptions to Discharge; Types of Debt Excepted.

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Consumer opinion summary, case decided on December 31, 2024 , LexisNexis #0325-004

Tarpenning, In re

Ruling
Creditors demonstrated good cause to extend their deadlines to file a motion to dismiss or seek exception to, or denial of, discharge due to debtor's multiple failures to attend the creditor's meeting and his failure to complete his required schedules. (Bankr. D. Kan.)
Issue(s)
Meetings of Creditors and Equity Security Holders.

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Consumer opinion summary, case decided on November 04, 2024 , LexisNexis #0125-052

Baldwin, In re

Ruling
Chapter 13 plan could not be confirmed where debtor proposed to pay monthly payments in an amount insufficient to make all the required payments under the plan. (Bankr. D. Or.)
Issue(s)
Confirmation of Plan.

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Consumer opinion summary, case decided on August 29, 2024 , LexisNexis #1124-048

Anaya, In re--Anaya v. Shellpoint Mortg. Servicing

Ruling
Defendant was entitled to summary judgment that statements sent did not violate thedischarge injunction as the record contained no evidence and concrete effect of coercingpayment of the discharged debt. (Bankr. D. Kan.)
Issue(s)
Effect of Discharge; Avoidance And Injunctive Relief; Injunction Against Actions to

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Consumer opinion summary, case decided on April 22, 2024 , LexisNexis #0624-091