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§ 1322(b)(2)

Brown, In re

Ruling
Debtor's motion to strip off credit union's junior lien on his principal residence was denied due to failure to prove the property's value was less than the amount of the senior lien. (Bankr. D.S.C.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Consumer opinion summary, case decided on November 15, 2024 , LexisNexis #0225-072

Stevenson, In re

Ruling
Chapter 13 plan may modify the rights of holders of secured claims. (Bankr. E.D. Va.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Consumer opinion summary, case decided on November 08, 2023 , LexisNexis #0124-045

Simmons, In re--Simmons v. Pingora Loan Serv. LLC

Ruling
Creditor's right to full repayment, whether from insurance proceeds or otherwise, prior to releasing lien, could not be modified in Chapter 13 case. (Bankr. N.D. Ala.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Commercial opinion summary, case decided on April 04, 2023 , LexisNexis #0623-018

Lyles, In re

Ruling
Debtor was permitted to bifurcate the bank's claim as the mortgage was not secured by his principal residence. (Bankr. D.N.J.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Judge or Jurisdiction information not available
Consumer opinion summary, case decided on March 17, 2023 , LexisNexis #0523-043

Lyles, In re

Ruling
Debtor was permitted to bifurcate the bank's claim as the mortgage was not secured by his principal residence. (Bankr. D.N.J.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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:
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on March 17, 2023 , LexisNexis #0523-043

Peck, In re

Ruling
Creditor's objection to confirmation of debtor's Chapter 13 plan overruled as the land did notmeet the requirements of the narrow cramdown exception. (Bankr. D. Del.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Consumer opinion summary, case decided on January 12, 2023 , LexisNexis #0323-016

Gregory, In re

Ruling
Creditor's objection to debtors' plan based on valuation of property overruled. (Bankr. D.S.C.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Judge or Jurisdiction information not available
Consumer opinion summary, case decided on January 14, 2022 , LexisNexis #0322-019

Koziel, In re--Koziel v. Shellpoint Mortg. Servicing

Ruling
Debtors could strip off the wholly unsecured junior lien for the purposes of the Chapter 13plan as there was no equity securing the security interest in the property. (Bankr. D. Neb.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Consumer opinion summary, case decided on December 29, 2021 , LexisNexis #0222-071

Robinson, In re--Robinson v. U.S. Bank, N.A.

Ruling
Bank's second mortgage lien against the debtor's primary residence could be "stripped off".(Bankr. D. Del.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Consumer opinion summary, case decided on November 29, 2021 , LexisNexis #0122-073

Allende, In re--Allende v. United States HUD

Ruling
Junior lien held by U.S. Department of Housing and Urban Development over Chapter 13debtor's residence was totally unsecured and was subject to modification after debtorcompleted all payments under the plan. (Bankr. D.P.R.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Judge or Jurisdiction information not available
Consumer opinion summary, case decided on October 08, 2021 , LexisNexis #1221-020