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§ 1322(b)(2)

Larson v. Nationstar Mortg. LLC (In re Larson)

Ruling
Debtors could strip off wholly-unsecured mortgage lien.
Issue(s)
Could debtors strip off a second mortgage lien that they alleged was wholly unsecured?

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Consumer opinion summary, case decided on January 22, 2016 , LexisNexis #0216-099

Mendez v. Wells Fargo Home Mortg. (In re Mendez)

Ruling
Debtor could not modify secured loan debt by claiming modification created a second, unsecured debt.
Issue(s)
Did agreement for modification of secured loan create a second, wholly unsecured lien that could be modified by debtor?

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Consumer opinion summary, case decided on January 06, 2016 , LexisNexis #0316-067

In re Daniels

Ruling
Claim secured by debtor's residence and escrow funds could be modified.
Issue(s)
Could claim secured by both debtor's primary residence and escrow funds be modified?

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Consumer opinion summary, case decided on December 18, 2015 , LexisNexis #0116-065

In re Capretta

Ruling
Confirmation denied due to impermissible modification of mortgage on debtors' residence.
Issue(s)
Could plan proposing bifurcation of mortgage debt secured by debtors' primary residence into secured and unsecured portions be confirmed?

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Consumer opinion summary, case decided on December 18, 2015 , LexisNexis #0116-064

In re Adkins

Ruling
Anti-modification provision did not prevent bifurcation of claim secured by both debtor's residence and personal property.
Issue(s)
Could debtor bifurcate claims secured by both residence and personal property into secured and unsecured claims?

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Consumer opinion summary, case decided on December 14, 2015 , LexisNexis #0116-129

In re Adams

Ruling
Debtor could not modify claim secured solely by debtors' primary residence.
Issue(s)
Could loan secured solely by chapter 13 debtor's residence be bifurcated into secured and unsecured portions?

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Consumer opinion summary, case decided on November 30, 2015 , LexisNexis #0316-068

In re Hassan

Ruling
Debtor could avoid second mortgage on residence that was worth less than amount of first mortgage.
Issue(s)
Could debtor avoid a second mortgage on his residence as wholly unsecured?

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Consumer opinion summary, case decided on October 08, 2015 , LexisNexis #1115-027

Kresl v. Ben. Neb. Inc. (In re Kresl)

Ruling
Wholly unsecured second lien on debtors' residence could be stripped off.
Issue(s)
Could wholly unsecured junior lien be stripped off and avoided upon debtor's chapter 13 discharge?

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Consumer opinion summary, case decided on September 24, 2015 , LexisNexis #1015-101

Osbourn v. Wells Fargo Fin. Bank (In re Osbourn)

Ruling
Debtors could strip off junior lien where first lien debt exceeded value of their residence.
Issue(s)
Could debtors avoid a junior lien on their residence?

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Consumer opinion summary, case decided on September 21, 2015 , LexisNexis #1015-063

In re Colcord

Ruling
Anti-modification provision did not apply to debtor's duplex in which debtor occupied one unit.
Issue(s)
Could debtor modify a loan secured by a duplex, half of which debtor occupied as a primary residence?

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Consumer opinion summary, case decided on September 16, 2015 , LexisNexis #1015-064