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§ 707(b)

Lindesmith, In re

Ruling
Conversion to Chapter 13 denied due to debtors’ lack of realistic ability to pay creditors in Chapter 13. (Bankr. D. Kan.)
Issue(s)
Dismissal of a Case or Conversion to a Case Under Chapter 11 or 13; Substantial Abuse; Considerations When Presumption Does Not Apply.

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Consumer opinion summary, case decided on May 12, 2025 , LexisNexis #0725-046

Serna, In re

Ruling
Dismissal or conversion to Chapter 13 denied as Chapter 7 debtors had insufficient ability to pay unsecured creditors in hypothetical Chapter 13 plan and lacked bad faith. (Bankr. D. Kan.)
Issue(s)
Dismissal of a Case or Conversion to a Case Under Chapter 11 or 13; Substantial Abuse.

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Consumer opinion summary, case decided on April 02, 2025 , LexisNexis #0725-045

Simon, In re

Ruling
Court dismissed debtor's Chapter 7 case for substantial abuse, finding sufficient disposable income to repay debts after reducing excessive expenses, and bad faith due to serial filings and noncompliance with prior plans. (Bankr. M.D. Pa.)
Issue(s)
Dismissal of a Case or Conversion to a Case Under Chapter 11 or 13; Substantial Abuse; Considerations When Presumption Does Not Apply; Totality of Circumstances.

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Consumer opinion summary, case decided on January 03, 2025 , LexisNexis #0325-044

Fryerson, In re

Ruling
Presumption of abuse rebutted as debtor showed that her income had significantly changed and it was now well below the median for a family of two in her state. (Bankr. W.D. Tenn.)
Issue(s)
Dismissal of a Case or Conversion to a Case Under Chapter 11 or 13; Substantial Abuse.

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Consumer opinion summary, case decided on August 21, 2024 , LexisNexis #1124-019

Briars, In re

Ruling
Trustee's motion to dismiss was denied as debtor's reduced income and additional expenses due to her changed financial circumstances constituted special circumstances to rebut the presumption of abuse. (Bankr. W.D. Tenn.)
Issue(s)
Dismissal of a Case or Conversion to a Case Under Chapter 11 or 13; Substantial Abuse.

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Consumer opinion summary, case decided on August 21, 2024 , LexisNexis #1124-018

Ellison, In re

Ruling
Court conditionally dismissed Chapter 7 case as abusive based on totality of circumstances.(Bankr. E.D. Mo.)
Issue(s)
Dismissal of a Case or Conversion to a Case Under Chapter 11 or 13; Substantial Abuse.

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Consumer opinion summary, case decided on August 05, 2024 , LexisNexis #1024-019

Batt, In re

Ruling
Dismissal of debtor's case denied as the bankruptcy court found no allegations of extravagantspending or inability to pay debts when incurred that would support a finding of an abuse ofthe provisions of Chapter 7. (Bankr. E.D. Okla.)
Issue(s)
Dismissal of a Case or Conversion to a Case Under Chapter 11 or 13; Substantial Abuse;

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Consumer opinion summary, case decided on July 31, 2024 , LexisNexis #0924-093

Hozey, In re

Ruling
Court found that debtor's bankruptcy schedules and statements, particularly those disclosingher income, did not reasonably and accurately reflect her financial condition. (Bankr. N.D. Ill.)
Issue(s)
Dismissal of a Case or Conversion to a Case Under Chapter 11 or 13; Substantial Abuse.

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Consumer opinion summary, case decided on April 30, 2024 , LexisNexis #0724-017

Sczepanski, In re

Ruling
Debtors' Chapter 7 case was subject to dismissal for abuse as tax liens should not have beenfactored into the means test. (Bankr. D. Minn.)
Issue(s)
Dismissal of a Case or Conversion to a Case Under Chapter 11 or 13; Substantial Abuse;

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Consumer opinion summary, case decided on April 12, 2024 , LexisNexis #0624-096

Linton, In re

Ruling
Presumption of abuse was rebutted as special circumstances of the debtors' means weresufficiently demonstrated. (Bankr. D. Conn.)
Issue(s)
Dismissal of a Case or Conversion to a Case Under Chapter 11 or 13; Substantial Abuse.

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Consumer opinion summary, case decided on March 20, 2024 , LexisNexis #0524-066