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§ 707(b)

Ruff, In re--Townson v. Ruff

Ruling
Debtor's student loan debts were not consumer debts as debtor incurred them as aninvestment in herself to make more money by enhancing her prospects for a better job. (Bankr.N.D. Ga.)
Issue(s)
Dismissal of a Case or Conversion to a Case Under Chapter 11 or 13; Substantial Abuse.

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Consumer opinion summary, case decided on March 31, 2022 , LexisNexis #0722-069

Livingston, In re

Ruling
Motion to dismiss debtors' bankruptcy case was denied as the presumption of abuse did notexist and totality of the circumstances of the debtors' financial situation did not demonstrateabuse. (Bankr. D. Del.)
Issue(s)
Dismissal of a Case or Conversion to a Case Under Chapter 11 or 13; Substantial Abuse.

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Consumer opinion summary, case decided on March 29, 2022 , LexisNexis #0522-063

Chambers, In re

Ruling
Chapter 7 discharge would have constituted abuse where the debtor could pay a meaningfulamount to his unsecured creditors in a hypothetical Chapter 13 plan. (Bankr. M.D. Fla.)
Issue(s)
Dismissal of a Case or Conversion to a Case Under Chapter 11 or 13; Substantial Abuse;

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Consumer opinion summary, case decided on March 18, 2022 , LexisNexis #0522-043

Martin, In re

Ruling
Chapter 7 case converted due to debtor's ability to pay more than half of their scheduledunsecured debt in a Chapter 13 case. (Bankr. D. Kan.)
Issue(s)
Dismissal of a Case or Conversion to a Case Under Chapter 11 or 13; Substantial Abuse.

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Consumer opinion summary, case decided on February 23, 2022 , LexisNexis #0422-068

Hernandez, In re

Ruling
Motion to dismiss granted where debtor was eligible for Chapter 13 relief and could pay anapproximate twenty-two percent dividend to his unsecured creditors in a hypothetical Chapter13 plan. (Bankr. M.D. Fla.)
Issue(s)
Dismissal of a Case or Conversion to a Case Under Chapter 11 or 13; Substantial Abuse;

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Consumer opinion summary, case decided on January 14, 2022 , LexisNexis #0322-013

Cook, In re

Ruling
Debtors could deduct their contractual mortgage payments from their monthly income todetermine their projected disposable income. (Bankr. E.D.N.C.)
Issue(s)
Dismissal of a Case or Conversion to a Case Under Chapter 11 or 13; Substantial

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Consumer opinion summary, case decided on January 04, 2022 , LexisNexis #0222-090

Nawab, In re

Ruling
Debtor's bankruptcy case was dismissed for abuse as debtor had primarily consumer debtsbased on the dollar amount of the debts. (Bankr. W.D. Tex.)
Issue(s)
Dismissal of a Case or Conversion to a Case Under Chapter 11 or 13; Substantial Abuse.

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Consumer opinion summary, case decided on January 04, 2022 , LexisNexis #0222-089

Baldwin, In re

Ruling
Factoring of debtor’s attorneys’ fees could not be allowed as it created an inherent conflict ofinterest and lacked adequate disclosure. (Bankr. W.D. Ky.)
Issue(s)
Dismissal of a Case or Conversion to a Case Under Chapter 11 or 13; Substantial

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Consumer opinion summary, case decided on October 05, 2021 , LexisNexis #1221-016

Roman, In re

Ruling
Case was dismissed due to debtor’s failure to rebut the presumption of abuse. (Bankr. M.D.Fla.)
Issue(s)
Dismissal of a Case or Conversion to a Case Under Chapter 11 or 13; Substantial Abuse.

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Consumer opinion summary, case decided on July 07, 2021 , LexisNexis #0821-068

Bailey, In re--Harrington v. Bailey

Ruling
Motion of the United States Trustee to dismiss debtor's case for abuse was denied as under thetotality of the circumstances, the court found that granting debtor relief would not be an abuseof the provisions of Chapter 7. (Bankr. D. Mass.)
Issue(s)
Dismissal of a Case or Conversion to a Case Under Chapter 11 or 13; Substantial Abuse;

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Consumer opinion summary, case decided on April 30, 2021 , LexisNexis #0621-065