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§ 1322(b)

Evans, In re

Ruling
Chapter 13 trustee's objections to debtors' amended plans were overruled as separatelyclassifying student loan creditors in the plans did not unfairly discriminate against thecreditors. (Bankr. N.D. Tex.)
Issue(s)
Contents of Plan; Discretionary Provisions; Curing of Default and Maintenance of

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Consumer opinion summary, case decided on October 26, 2022 , LexisNexis #0123-022

Smith, In re

Ruling
Debtor's plan discriminated unfairly when it placed the Federal Emergency ManagementAgency's claim in a separate class that would be paid 100 cents on the dollar. (Bankr. N.D. Ill.)
Issue(s)
Contents of Plan; Discretionary Provisions.

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Consumer opinion summary, case decided on February 17, 2022 , LexisNexis #0422-047

Gregory, In re

Ruling
Creditor's objection to debtors' plan based on valuation of property overruled. (Bankr. D.S.C.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Judge or Jurisdiction information not available
Consumer opinion summary, case decided on January 14, 2022 , LexisNexis #0322-019

Koziel, In re--Koziel v. Shellpoint Mortg. Servicing

Ruling
Debtors could strip off the wholly unsecured junior lien for the purposes of the Chapter 13plan as there was no equity securing the security interest in the property. (Bankr. D. Neb.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Consumer opinion summary, case decided on December 29, 2021 , LexisNexis #0222-071

Robinson, In re--Robinson v. U.S. Bank, N.A.

Ruling
Bank's second mortgage lien against the debtor's primary residence could be "stripped off".(Bankr. D. Del.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Consumer opinion summary, case decided on November 29, 2021 , LexisNexis #0122-073

Pedicone, In re--Pedicone v. Ajax Mortgage Loan Trust 2018-F

Ruling
Cram-down of debtor's mortgage was barred because the creditor's claim was secured by thedebtor's primary residence. (Bankr. D. Del.)
Issue(s)
Contents of Plan; Discretionary Provisions.

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Consumer opinion summary, case decided on November 23, 2021 , LexisNexis #0122-072

Floyd, In re

Ruling
Creditor's claim secured by a boat, motor and trailer would be treated as an allowed unsecuredclaim as the estate did not have an interest in the collateral at the time of filing. (Bankr. N.D.Miss.)
Issue(s)
Contents of Plan; Discretionary Provisions; Designation of Classes of Unsecured

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Consumer opinion summary, case decided on October 22, 2021 , LexisNexis #1221-045

Allende, In re--Allende v. United States HUD

Ruling
Junior lien held by U.S. Department of Housing and Urban Development over Chapter 13debtor's residence was totally unsecured and was subject to modification after debtorcompleted all payments under the plan. (Bankr. D.P.R.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Judge or Jurisdiction information not available
Consumer opinion summary, case decided on October 08, 2021 , LexisNexis #1221-020

Smith, In re

Ruling
Debtor's Chapter 13 plan could not bifurcate claim fully secured by a principal residence.(Bankr. D.S.C.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Judge or Jurisdiction information not available
Consumer opinion summary, case decided on September 30, 2021 , LexisNexis #1121-095

Graham, In re

Ruling
Objection to confirmation of debtors' Chapter 13 plan was overruled as debtors' pawn contracton their vehicle had not matured pre-petition so they retained legal title and possession of thevehicle when the bankruptcy was filed. (Bankr. S.D. Ala.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Consumer opinion summary, case decided on September 14, 2021 , LexisNexis #1121-021