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In re Minor

In re Minor

Ruling
Reaffirmation agreement approved where collateral was necessary to debtor's business and adjustments to lifestyle indicated payment would not lead to deficit.
Procedural posture

A bankruptcy debtor owed a debt on the debtor's truck and sought to reaffirm the debt and retain the truck, even though the debtor's schedules indicated that reaffirming the debt would result in a monthly deficit. The debtor sought approval of the reaffirmation agreement.

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Consumer opinion summary, case decided on September 26, 2012 , LexisNexis #1212-086