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northern district of georgia

Baskin & Baskin PC v. Carlucci (In re Carlucci)

Ruling
Fees of guardian ad litem for debtor's minor children in custody dispute were in the nature of support and nondischargeable.
Procedural posture

Plaintiff guardian ad litem ("GAL") filed a motion for summary judgment on his adversary complaint, which sought a determination that his fees awarded in state court against defendant debtor were nondischargeable, pursuant to 11 U.S.C. § 523(a)(5).

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opinion summary, case decided on March 12, 2007 , LexisNexis #0607-088

Simmons v. Townson

Ruling
Reconversion to chapter 7 was proper when debtor failed to file timely plan or make payments.
Procedural posture

Appellee chapter 13 trustee filed a motion in the bankruptcy court seeking to reconvert appellant chapter 13 debtor's case back to a chapter 7 case pursuant to 11 U.S.C. § 1307(c). The debtor filed a pro se appeal after the bankruptcy court granted the trustee's motion and ordered that his case should proceed as a chapter 7 case.

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opinion summary, case decided on February 28, 2007 , LexisNexis #0407-030

Ghee v. Retailers Natl Bank (In re Ghee)

Ruling
Discharged debtor who had not been pursued post-discharge could not claim violation of discharge injunction on behalf of non-debtor spouse.
Procedural posture

Plaintiff debtor brought an adversary complaint against defendants, a state judge, attorneys, and a creditor, alleging they conspired to commit fraud and violate the discharge injunction and automatic stay in violation of 11 U.S.C. § 524 for pursuing a judgment against his non- debtor wife on a discharged debt. The various defendants each filed motions to dismiss for lack of subject matter jurisdiction and failure to state a claim.

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opinion summary, case decided on February 23, 2007 , LexisNexis #0507-098

Watts v. Argent Mortg. Co. LLC (In re Hunt)

Ruling
Transfer of security interets in property took place upon delivery which was outside of 90 days prior to filing and were not preferential.
Procedural posture

Chapter 7 trustee sought to avoid, as preferential transfers under 11 U.S.C. § 547(b), first and second priority purchase money security deeds held by creditor on debtor's residence that were presented for recording ten and six weeks, respectively, after their execution and funding and within 90 days of debtor's bankruptcy filing. Trustee and creditor filed cross-motions for summary judgment.

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opinion summary, case decided on February 23, 2007 , LexisNexis #0507-099

In re Webb

Ruling
Direct payment to student loan creditors allowed under plan for benefit of unsecured creditors.
Procedural posture

The debtors moved for confirmation of their chapter 13 plan in which they proposed to make regular monthly payments directly to their student loan creditors with a one percent payout to all other unsecured creditors. The chapter 13 trustee filed objections to confirmation on the grounds that the direct payments to the student loan creditors discriminated unfairly against the other unsecured creditors in violation of 11 U.S.C. § 1322(b)(10).

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opinion summary, case decided on February 22, 2007 , LexisNexis #0507-084

In re Arnell

Ruling
Creditor credit union violated stay by exercising unauthorized setoff against debtor's account.
Procedural posture

Chapter 7 debtor filed a motion for sanctions against creditor, a credit union, pursuant to 11 U.S.C. § 362(h).

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opinion summary, case decided on December 26, 2006 , LexisNexis #0307-092

In re Freeman

Ruling
Plan could include interest payments on unsecured nondischargeable debt.
Procedural posture

The debtor's proposed chapter 13 plan provided, inter alia, that the debtor would continue to maintain direct payments on her unsecured student loan debt. The chapter 13 trustee objected to confirmation of the proposed plan on the ground that the plan violated 11 U.S.C. § 1322(b)(10), which prohibited payment of postpetition interest on an unsecured, non-dischargeable debt unless the debtor proposed to pay all other allowed claims in full.

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opinion summary, case decided on December 22, 2006 , LexisNexis #0307-080

In re Leaks

Ruling
Confirmation denied as debtor could not surrender vehicle to secured creditor in full satisfaction of debt where value of car was less than creditor's claim.
Procedural posture

The debtor moved for confirmation of his chapter 13 plan. The plan proposed to surrender a car in full satisfaction of the purchase money debt owed to creditor secured by that car, even though the car was worth less than the amount of the debt. The creditor, which obtained stay relief, repossessed the car, and sold it, objected to the plan because it did not provide for payment of the deficiency claim.

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opinion summary, case decided on December 21, 2006 , LexisNexis #0207-085

Citizens Auto Fin. Inc. v. Davis (In re Davis)

Ruling
Debtor could not surrender vehicle in full satisfaction of creditor's secured claim.
Procedural posture

Objector creditor challenged the confirmation of respondent debtors'chapter 13 plan, which proposed to satisfy the creditor's claim in full by surrender of a car in which the creditor held a purchase money security interest incurred within the 910-day period preceding the filing of the case.

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opinion summary, case decided on December 14, 2006 , LexisNexis #0307-081

In re Slocum

Ruling
Creditor's post-confirmation objection to debtor's surrender of vehicle in full satisfaction of secured claim sustained.
Procedural posture

Each of the debtors'confirmed chapter 13 plans proposed to surrender a vehicle to a secured creditor in full satisfaction of the debt secured by the vehicle. The secured creditors objected.

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opinion summary, case decided on December 12, 2006 , LexisNexis #0307-082