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§ 1325(a)

Wojnilo, In re

Ruling
Case dismissed with prejudice due to debtor filing four cases within one year without fulfilling obligations. (Bankr. D. Conn.)
Issue(s)
Confirmation of Plan; Conditions for Confirmation; Plan Proposed in Good Faith.

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Consumer opinion summary, case decided on August 18, 2025 , LexisNexis #1025-092

Faris, In re

Ruling
Chapter 13 plan confirmed after debtor successfully rebutted the presumption of ownership of real property by establishing a resulting trust through clear and convincing evidence. (Bankr. M.D. Fla.)
Issue(s)
Confirmation of Plan; Conditions for Confirmation; Value of Property Distributed No Less Than if Estate Were Liquidated.

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Consumer opinion summary, case decided on July 15, 2025 , LexisNexis #1025-046

Williams-Bell, In re

Ruling
Court confirmed Chapter 13 plan after finding debtor acted in good faith, proposed feasible payments, and sought to preserve family home. (Bankr. N.D.N.Y.)
Issue(s)
Confirmation of Plan; Conditions for Confirmation.

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Consumer opinion summary, case decided on July 11, 2025 , LexisNexis #0925-043

Tucker, In re

Ruling
Court confirmed Chapter 13 plan, allowing lien retention on motor vehicle as debtor was ineligible for discharge. (Bankr. N.D. Ohio)
Issue(s)
Confirmation of Plan; Conditions for Confirmation; Allowed Secured Claimholders; Retention of Lien and Distribution of Property.

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Consumer opinion summary, case decided on July 03, 2025 , LexisNexis #0925-018

Rhodes, In re

Ruling
Chapter 13 trustee’s objection to modification of amended plan proposing to pay post-petition, preconfirmation interest on a secured claim overruled. (Bankr. E.D. Wis.)
Issue(s)
Confirmation of Plan; Conditions for Confirmation; Allowed Secured Claimholders; Retention of Lien and Distribution of Property.

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Consumer opinion summary, case decided on January 22, 2025 , LexisNexis #0325-073

Hammond, In re

Ruling
Court determined that it requires the debtor to show the present value of future plan distributions to secured creditors, discounted to the effective date of the plan, is at least equal to the allowed amount of the secured claims. (Bankr. E.D. Wis.)
Issue(s)
Confirmation of Plan; Conditions for Confirmation; Allowed Secured Claimholders; Retention of Lien and Distribution of Property.

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Consumer opinion summary, case decided on January 21, 2025 , LexisNexis #0325-097

Grass, In re

Ruling
Court found the language of the hanging paragraph ambiguous and looked to legislative history, which indicated Congress intended to provide more protection to creditors with purchase money security interests. (Bankr. M.D. Fla.)
Issue(s)
Confirmation of Plan; Conditions for Confirmation.

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Consumer opinion summary, case decided on January 21, 2025 , LexisNexis #0325-096

Estate of Steinke, In re

Ruling
The effective date of the plan for purposes of property valuation refers to the confirmation date, not the petition date. (Bankr. E.D.N.C.)
Issue(s)
Confirmation of Plan; Conditions for Confirmation; Value of Property Distributed No Less Than if Estate Were Liquidated.

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Consumer opinion summary, case decided on December 31, 2024 , LexisNexis #0325-020

Brooks, In re

Ruling
Debtor's proposed plan to pay a mortgage claim at Till rate of interest denied as the claim was secured only by the debtor's principal residence and the contract rate could not be modified. (Bankr. W.D.N.C.)
Issue(s)
Confirmation of Plan; Conditions for Confirmation; Allowed Secured Claimholders.

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Consumer opinion summary, case decided on December 20, 2024 , LexisNexis #0325-072

Zahoruiko, In re

Ruling
Debtor's Chapter 13 case dismissed with two-year refiling bar due to lack of good faith and because it was filed for abusive and dilatory purposes. (Bankr. D. Conn.)
Issue(s)
Confirmation of Plan; Conditions for Confirmation; Plan Proposed in Good Faith.

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Consumer opinion summary, case decided on December 19, 2024 , LexisNexis #0325-019