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§ 1325(b)

Ranta v. Gorman

Ruling
Denial of confirmation vacated due to failure to consider Social Security income in evaluation of feasibility.
Procedural posture

Chapter 13 debtor challenged a decision of the U. S. District Court for the Eastern District of Virginia, which affirmed a bankruptcy court decision denying confirmation of the debtor's proposed chapter 13 plan.

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Court :
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on July 01, 2013 , LexisNexis #0713-134

In re Braswell

Ruling
Confirmation denied due to lack of accommodation for the time value of money in payment of unsecured creditors.
Procedural posture

Petitioner debtor filed an amended chapter 13 plan of reorganization. Pursuant to 11 U.S.C.S. § 1325, respondent trustee objected to confirmation of the debtor's amended plan on a number of grounds, most notably on grounds of lack of good faith and the failure to provide interest to unsecured claimants in the debtor's 100% plan. The court held a confirmation hearing and issued its ruling.

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Consumer opinion summary, case decided on June 27, 2013 , LexisNexis #0813-101

In re Holm

Ruling
Confirmation denied due to excessive expenses for debtor's business and recreation and entertainment of bi-polar adult son.
Procedural posture

A chapter 13 trustee objected to confirmation of the debtors' plan pursuant to 11 U.S.C.S. § 1325(b) on the grounds that some of the expenses claimed for the benefit of the debtors' son were not reasonable and necessary under 11 U.S.C.S. § 707(b)(2)(A)(ii)(II).

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Consumer opinion summary, case decided on June 19, 2013 , LexisNexis #0713-065

In re Luedtke

Ruling
Old vehicle expense consistent with IRS guidelines could be deducted from disposable income calculation.
Procedural posture

Chapter 13 trustee objected to confirmation of the debtors' plan under the "disposable income" requirement of 11 U.S.C.S. § 1325(b)(1).

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Consumer opinion summary, case decided on June 17, 2013 , LexisNexis #0713-133

In re Ramos

Ruling
Confirmation denied due to failure to provide information necessary to allow debtor to retain tax refunds.
Procedural posture

Debtor filed a petition under chapter 13 of the Bankruptcy Code and proposed a plan for paying her creditors which paid arrears in the amount of $1,832 which she owed to a bank, taxes she owed, and her attorney's fees in the amount of $2,750, but paid unsecured creditors approximately five percent of what they were owed. A trustee who was appointed to administer the debtor's plan filed an objection to confirmation of the plan.

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Consumer opinion summary, case decided on June 04, 2013 , LexisNexis #0613-137

In re Carreiro

Ruling
Early payoff of chapter 13 plan denied as unsecured creditors would not be paid in full.
Procedural posture

This case came on for hearing upon debtor's Motion to Approve Early Payoff of Chapter 13 Plan and Request for Fees.

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Consumer opinion summary, case decided on May 30, 2013 , LexisNexis #0613-101

Branigan v. Davis (in re Davis)

Ruling
Stripping of valueless liens is permitted in post-BAPCPA "chapter 20" cases.
Procedural posture

Plaintiff, a chapter 13 bankruptcy trustee, challenged confirmation orders, entered by the bankruptcy court and affirmed by the United States District Court for the District of Maryland, at Greenbelt, stripping off junior liens against debtors' residences.

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Court :
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on May 10, 2013 , LexisNexis #0613-028

In re Harkins

Ruling
Self-employed debtors could not subtract business expenses from gross receipts in current monthly income calculation.
Procedural posture

Trustee filed objections to confirmation in three chapter 13 cases, taking the position that these self-employed debtors could not subtract their business expenses from gross receipts for the purpose of calculating current monthly income and that therefore the applicable commitment period was five years instead of three years.

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Consumer opinion summary, case decided on May 01, 2013 , LexisNexis #0513-095

In re Abisso

Ruling
Debtor entitled to marital adjustment for non-debtor spouse's income not contributed to household expenses on regular basis.
Procedural posture

Chapter 13 trustee objected to confirmation of the debtor's plan.

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Consumer opinion summary, case decided on April 17, 2013 , LexisNexis #0513-032

In re Carroll

Ruling
Confirmation denied as plan neither paid unsecured creditors in full nor paid all projected disposable income into plan over commitment period.

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Consumer opinion summary, case decided on April 15, 2013 , LexisNexis #0813-136