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In re Ramos

In re Ramos

Ruling
Confirmation denied due to failure to provide information necessary to allow debtor to retain tax refunds.
Procedural posture

Debtor filed a petition under chapter 13 of the Bankruptcy Code and proposed a plan for paying her creditors which paid arrears in the amount of $1,832 which she owed to a bank, taxes she owed, and her attorney's fees in the amount of $2,750, but paid unsecured creditors approximately five percent of what they were owed. A trustee who was appointed to administer the debtor's plan filed an objection to confirmation of the plan.

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Consumer opinion summary, case decided on June 04, 2013 , LexisNexis #0613-137