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judge starzynski

In re Faust

Ruling
Plan modification denied in absence of change in debtor's postconfirmation financial condition.
Procedural posture

Chapter 13 debtors filed a motion pursuant to 11 U.S.C. § 1329 to modify their confirmed plan. The chapter 13 trustee filed a motion pursuant to 11 U.S.C. § 1307(c)(6) to dismiss the chapter 13 case for failure to make all of the plan payments.

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Consumer opinion summary, case decided on December 12, 2007 , LexisNexis #0208-070

Montoya v. Wilson (In re Wilson)

Ruling
Contribution to Roth IRA for which debtors were not eligible was not fraudulent transfer.
Procedural posture

Plaintiff chapter 7 trustee filed an adversary proceeding against defendants, debtors, seeking to avoid as fraudulent under 11 U.S.C. § 548 contributions that the debtors made to their individual retirement accounts ("IRA"). The debtors moved to dismiss. The motion implicated Fed. R. Bankr. P. 7052, which incorporated Fed. R. Civ. P. 52(c).

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Consumer opinion summary, case decided on November 30, 2007 , LexisNexis #0108-100

In re Silva

Ruling
Credit counseling received on the petition date and certification executed in advance of counseling required dismissal.
Procedural posture

On its own motion, the court conducted a hearing concerning a chapter 7 debtor's compliance with the requirement for prepetition budget and credit counseling mandated by 11 U.S.C. § 109(h).

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Consumer opinion summary, case decided on October 31, 2007 , LexisNexis #1207-040

In re Gurule

Ruling
Conduct of bankruptcy petition preparer questioned in case where debtor did not meet credit counseling requirement prior to filing.
Procedural posture

After debtor filed a chapter 7, the court sua sponte considered whether debtor had satisfied the requirements in 11 U.S.C. § 109(h) that she obtain budget and credit counseling prior to filing given that Schedule D indicated that such counseling had occurred after the date on which the petition had been filed. At issue was the manner in which debtor's bankruptcy petition preparer ("BPP") had completed the documents later filed by debtor.

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Consumer opinion summary, case decided on October 31, 2007 , LexisNexis #1207-039

In re Sims

Ruling
Reduction in homestead exemption to bring case within chapter 13 debt limits allowed on reconsideration.
Procedural posture

The debtors filed a motion for reconsideration of an order dismissing their bankruptcy case on the ground that their unsecured debt exceeded the limits of 11 U.S.C. § 109(e).

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Consumer opinion summary, case decided on October 26, 2007 , LexisNexis #1107-127

In re Shephard

Ruling
Real property owned by debtor's general partnership was not property of the estate and could not be exempted.
Procedural posture

Debtor filed for chapter 7 relief. Debtor and another individual (who also sought bankruptcy relief) were general partners in a general partnership formed under California law. The general partnership owned real property in California. Debtor claimed a homestead exemption under 11 U.S.C. § 522(b)(1). The bankruptcy trustee objected.

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opinion summary, case decided on May 07, 2007 , LexisNexis #0707-044

In re Payton

Ruling
Court did not confirm reaffirmation agreement between debtors and bank since it imposed an undue hardship on debtors and their dependents.
Procedural posture

The debtors and creditor submitted for the court's approval a proposed reaffirmation agreement. The agreement reaffirmed, without reduction, a debt of $20,938.23 for a 2006 truck.

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opinion summary, case decided on March 16, 2006 , LexisNexis #0406-111