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Huntington Natl Bank v. Cho (In re Cho)

Huntington Natl Bank v. Cho (In re Cho)

Ruling
Auto loan was nondischargeable as debtor provided materially false income information in application.
Procedural posture

Plaintiff bank claimed it loaned money to defendant debtor to buy a car. Debtor began monthly installments on the loan in March, 2003. The bank alleged it had a claim against debtor in the amount of $19,149.96 and attorney's fees. The bank filed a complaint, alleging its debt was nondischargeable under 11 U.S.C. § 523(a)(2)(A) (count 1) and (a)(2)(B) (count 2). The bank moved for a default judgment for a second time.

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opinion summary, case decided on March 21, 2007 , LexisNexis #0607-087