Skip to main content

Torrance v. Qualified Emergency Specialist Inc. (In re Smith)

Torrance v. Qualified Emergency Specialist Inc. (In re Smith)

Ruling
Reporting of debt to credit agency and refusal to remove debt from report did not violate discharge injunction.
Procedural posture

Defendants, a creditor and a collection agency retained by the creditor, moved to dismiss an adversary complaint filed by plaintiff, a chapter 7 debtor who had obtained a discharge, for relief from alleged violations of the discharge injunction in 11 U.S.C. § 524. At issue, inter alia, was whether the reporting of the debt and a subsequent refusal to remove the debt from debtor's credit report violated the injunction.

ABI Membership is required to access the full summary of Torrance v. Qualified Emergency Specialist Inc. (In re Smith) Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

opinion summary, case decided on April 03, 2007 , LexisNexis #0507-008