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In re Roderick

Debtors intended to reaffirm their mortgage and were negotiating with their mortgage lender for modification of the mortgage loan terms. After the debtors' discharge was deferred several times to allow the negotiations to continue, the debtors again moved to defer discharge under Fed. R. Bankr. P. 4004(c)(2) pending a decision by the lender whether a loan modification would be granted.
Ruling: 
Motion to defer discharge pending lender's decision whether or not to allow modification granted.
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Consumer case opionion summary, case decided on March 08,2010, LexisNexis #0510-030