Daily v. Chase Bank USA (In re Daily)

Punitive damages for violation of stay not warranted due to mitigating response of creditor.
Procedural posture: 
Plaintiff debtor filed an adversary proceeding against defendant creditor for willful violation of the automatic stay for filing a complaint against the debtor in state court. The creditor failed to respond. The matter was before the court for entry of a default judgment and determination of damages.
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Consumer case opionion summary, case decided on December 18,2007, LexisNexis #0208-002