In re Covel

Ruling: 
Debtor could not be required to reaffirm secured debt despite statement of intent to do so.
Procedural posture: 
Debtor filed a petition under chapter 7, and a bank that held a secured interest in the debtor's home filed a motion for an order requiring the debtor to reaffirm a debt she owed on her home, redeem the property, or surrender the property. The court held a hearing on the bank's motion.
Issue: 
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Consumer case opionion summary, case decided on July 03,2012, LexisNexis #0712-117