Mullins v. Wells Fargo Bank (In re Mullins)

Secured claim based on unambiguous deed of trust could not be modified.
Procedural posture: 
Chapter 13 debtors, who owned and resided in a residence, alleged that the value of the residence does not exceed $41,000, and moved to modify the secured claim of defendant mortgagee, by reducing the value of its secured claim to $41,000, pursuant to 11 U.S.C.S. § 1322(b)(2).
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Consumer case opionion summary, case decided on July 03,2012, LexisNexis #0712-136