In re Williams

Confirmation denied due to plan's failure to pay projected disposable income to unsecured creditors.
Procedural posture: 
In consolidated proceedings, the standing chapter 13 Trustee (Trustee) objected to plan confirmation in three separate cases. The parties in these cases contested the meaning of the phrases "projected disposable income" (PDI) and "applicable commitment period" (ACP) in 11 U.S.C.S. § 1325(b)(1)(B) as amended by the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA).
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Consumer case opionion summary, case decided on September 12,2008, LexisNexis #1008-089