Nielsen v. ACS Inc. (In re Nielsen)

Ruling: 
Student loan debt was nondischargeable given lack of undue hardship on part of healthy educated debtor who chose not to work.
Procedural posture: 
Chapter 7 debtor filed two adversary proceedings against creditors, seeking a determination that student loan debt she owed the creditors was dischargeable in bankruptcy under 11 U.S.C.S. § 523(a)(8). The cases were tried to the court.
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Consumer case opionion summary, case decided on May 24,2013, LexisNexis #0613-127