Waggett v. Select Portfolio Servicing Inc. (In re Waggett)

Ruling: 
Discharged debtor's claim against creditor under state debt collection act was not preempted by § 524.
Issue: 
Were debtors' state law claims against creditor for its alleged postdischarge collection efforts preempted by § 524 of the Bankruptcy Code?
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Consumer case opionion summary, case decided on March 17,2015, LexisNexis #0415-017