Chase Bank USA v. Bagby (In re Bagby)

Default judgment as to nondischargeability of credit card debt denied absent allegations of false representation by debtor.
Procedural posture: 
Plaintiff creditor brought an adversary complaint against defendant debtor, alleging that a credit card debt was nondischargeable under 11 U.S.C.S. § 523(a)(2)(A). When the debtor filed no responsive pleading, the creditor moved for a default judgment.
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Consumer case opionion summary, case decided on June 23,2009, LexisNexis #0909-091