Capital One Auto Fin. v. Osborn

Hanging paragraph did not bar creditor's deficiency claim where creditor had a right to the claim under state law.
Procedural posture: 
Appellant creditor appealed from the United States Bankruptcy Appellate Panel for the Eighth Circuit, which affirmed the bankruptcy court's ruling that debtors were permitted under 11 U.S.C.S. § 1325(a)(5)(C) to surrender a car in full satisfaction of their debt with the creditor.
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Consumer case opionion summary, case decided on February 05,2008, LexisNexis #0208-123