Christo v. Wells Fargo Bank (In re Christo)

Chapter 7 debtors could not strip off allowed unsecured junior lien.
Procedural posture: 
Defendant creditor filed a motion to dismiss the adversary proceeding brought by plaintiff discharged chapter 7 debtors, which ostensibly sought a determination that the second mortgage held by the creditor against their residence should be avoided.
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Consumer case opionion summary, case decided on September 04,2012, LexisNexis #1012-079