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eastern district of missouri

Dewoskin v. Imaging Advantage LLC (In re Visionary Imaging LLC)

Ruling
Transfer of receivables that transferee had placed in control of debtor could be avoided.
Procedural posture

The matter before the court was the Chapter 7 Trustee's Complaint to Avoid and Recover Transfers. The Trustee moved for summary judgment. Defendant transferee cross-moved for summary judgment.

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Commercial opinion summary, case decided on May 09, 2011 , LexisNexis #0611-057

ContinentalAFA Liquidation Trust v. Human Res. Staffing (In re ContinentalAFA Dispensing Co.)

Ruling
Payments to temporary staffing agency in ordinary course of business were not avoidable.
Procedural posture

Plaintiff liquidating trust brought an adversary proceeding against defendant, a temporary staffing agency, to avoid and recover preferential transfers in the amount of $103,856 (collectively "Transfers"). The Transfers consisted of payments made by debtors to the agency in the 90-day period proceeding debtors' bankruptcy filing ("Preference Period"). The trust moved for summary judgment. The agency cross-moved for summary judgment.

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Commercial opinion summary, case decided on May 09, 2011 , LexisNexis #0611-058

Cruse v. Brokaw (In re Brokaw)

Ruling
Undisclosed personal injury lawsuit was property of the estate and could not be pursued by debtor.
Procedural posture

Plaintiff bankruptcy trustee brought an adversary proceeding against defendant bankruptcy debtor seeking to enjoin the debtor from pursuing a personal injury lawsuit which the debtor failed to disclose in her schedule of assets.

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Consumer opinion summary, case decided on April 11, 2011 , LexisNexis #0511-065

Mobley v. Sallie Mae Student Loans (In re Mobley)

Ruling
Economic hardship alone was not sufficient basis for discharge of student loan debt.
Procedural posture

Debtor file a motion to discharge her student loan debt pursuant to 11 U.S.C.S. § 523(a)(8). Debtor's motion was treated as an adversary complaint. Defendants were student loan creditors.

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Consumer opinion summary, case decided on November 02, 2010 , LexisNexis #1210-018

In re Spector

Ruling
Valid spendthrift trust was excluded from debtor's estate.
Procedural posture

A Chapter 7 trustee objected to a debtor's claim of an exemption. The debtor argued that her interest in a deferred payment gift annuity agreement was excluded from her bankruptcy estate under 11 U.S.C.S. § 541(c)(2). The trustee objected to the exemption.

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Consumer opinion summary, case decided on October 26, 2010 , LexisNexis #1110-126

Brenneke v. Fifth Third Bank (In re Brenneke)

Ruling
Second mortgage on debtor's residence could not be treated as unsecured where property was valued at more than amount of first mortgage.
Procedural posture

Chapter 13 debtors filed an adversary proceeding against defendant bank, seeking a determination that a secured claim a bank filed against their bankruptcy estate could be treated as an unsecured claim under 11 U.S.C.S. § 506(a) because it was wholly unsecured. The case was tried to the court.

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Consumer opinion summary, case decided on October 12, 2010 , LexisNexis #1110-084

Goins v. Department of Treasury Internal Serv. (In re Goins)

Ruling
Trust fund recovery penalty taxes were nondischargeable.
Procedural posture

The matter before the court was Count II of plaintiff debtor's Complaint to Determine Nature, Validity, Priority and Dischargeability of Debt, and defendant United States' (Department of the Treasury Internal Revenue Service's) Motion to Dismiss and Abstain.

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Consumer opinion summary, case decided on October 04, 2010 , LexisNexis #1110-015

Premier Bank v. Koester (In re Koester)

Ruling
Loans guaranteed after debtor made false financial statements was nondischargeable.
Procedural posture

Creditor brought an adversary proceeding against defendant bankruptcy debtors seeking a determination that debts to the creditor were nondischargeable under 11 U.S.C.S. § 523(a)(2)(B) based on the debtors' false statements of ownership of real property in financial statements which induced the creditor to loan money to the debtors' construction business. The creditor moved for summary judgment.

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Consumer opinion summary, case decided on September 29, 2010 , LexisNexis #1110-020

Bisch v. IRS (In re Bisch)

Ruling
Three-year look back period for exception of income taxes from discharge is triggered on date tax return was last due.
Procedural posture

The matter before the court for decision was plaintiff debtors' Complaint to Obtain Discharge of Back Taxes Due to defendant Internal Revenue Service (IRS). The dispute in this case was whether the debt for debtors' income taxes, interest and penalties for 2005 was dischargeable.

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Consumer opinion summary, case decided on September 29, 2010 , LexisNexis #1110-014

American Gen. Fin. Servs. v. Johnson (In re Johnson)

Ruling
Debtor's gross overstatement of income on loan application resulted in nondischargeable debt.
Procedural posture

Plaintiff creditor filed a complaint to Determine Dischargeability of Debt against defendant debtor, asserting that a loan debt was nondischargeable pursuant to 11 U.S.C.S. § 523(a)(2)(B).

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Consumer opinion summary, case decided on September 27, 2010 , LexisNexis #1010-115