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southern district of ohio

In re Anderson

Ruling
Debtor properly deducted both secured debt on collateral to be surrendered and authorized amound for leased vehicle in calculating projected disposable income.
Procedural posture

A creditor of chapter 13 debtors objected to the confirmation of their plan.

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Consumer opinion summary, case decided on March 21, 2008 , LexisNexis #0408-051

In re Fixit Natl Install Servs.

Ruling
Creditors who did not receive proper notice of bankruptcy were not bound by discharge injunction.
Procedural posture

A debtor filed for relief under chapter 11 of the United States Bankruptcy Code. A plan was confirmed and the debtor received a discharge. The creditors filed claims against the debtor and the debtor sought to enforce the injunction and discharge provisions afforded by its confirmed plan. The creditors sought sanctions, legal fees, and costs.

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Commercial opinion summary, case decided on March 20, 2008 , LexisNexis #0408-086

Hoffer v. American Educ. Servs. (In re Hoffer)

Ruling
Creditor's motion to dimiss student loan dischargeability proceeding as not appropriate until discharge was imminent denied.
Procedural posture

Plaintiffs, husband and wife debtors, filed an adversary proceeding against defendant creditor to determine the dischargeability of student loan obligations pursuant to 11 U.S.C.S. § 523(a)(8). The creditor moved to dismiss for lack of subject matter jurisdiction on the basis that the issues were not ripe for decision. The student loans were incurred by the wife (debtor).

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Consumer opinion summary, case decided on February 20, 2008 , LexisNexis #0308-132

In re Carter-Bland

Ruling
Debtor's interest in former spouse's employee stock ownership plan was excluded from estate.
Procedural posture

Debtor filed a petition under chapter 7 of the Bankruptcy Code and a trustee was appointed to represent the bankruptcy estate. The trustee filed an objection to the debtor's claim that the full value of an interest she was awarded in her ex-husband's employee stock ownership plan was not part of her bankruptcy estate.

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Consumer opinion summary, case decided on February 20, 2008 , LexisNexis #0308-120

Rhiel v. OhioHealth Corp. (In re Hunter)

Ruling
Trustee not entitled to turnover of debtor's beneficial interest in retirement plan that was subject to ERISA transfer restriction.
Procedural posture

Plaintiff chapter 7 trustees sued defendants, several retirement plans and one annuity plan, to turn over balances in accounts in which their debtors allegedly had interests per 11 U.S.C. § 542. Defendants sought summary judgment that plaintiffs were not entitled to the same by reason of 11 U.S.C. § 541(c)(2). Also at issue was the effect, if any, of the Employee Retirement Income Security Act of 1974 (ERISA), 29 U.S.C. § 1056(d)(1).

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Consumer opinion summary, case decided on January 24, 2008 , LexisNexis #0208-097

In re Gibson

Ruling
Personal injury claim proceeds received after confirmation but prior to conversion were properly excepted by debtors.
Procedural posture

The debtors filed a motion asking the court for a declaration that a personal injury claim and the proceeds therefrom, arising after the filing of their chapter 13 petition and before conversion to chapter 7, was theirs and not property of the estate to be administered by the chapter 7 Trustee. The Trustee objected.

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Consumer opinion summary, case decided on January 17, 2008 , LexisNexis #0208-130

In re Meadows

Ruling
Company's failure to return funds from check dated prior to petition date but cashed postpetition violated stay.
Procedural posture

A debtor filed for relief under chapter 13 of the United States Bankruptcy Code. The debtor alleged that a company willfully violated the automatic stay provided for under 11 U.S.C. § 362(a), the debtor sought sanctions.

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Consumer opinion summary, case decided on January 07, 2008 , LexisNexis #0308004

Sherwood v. Sherwood (In re Sherwood)

Ruling
Divorce decree indemnity owed to debtor's spouse for general consumer debts was dischargeable.
Procedural posture

Plaintiff, defendant chapter 7 debtor's ex-wife, brought an adversary proceeding against the debtor, seeking a determination that certain debts owed by the debtor were nondischargeable pursuant to 11 U.S.C. § 523(a)(5) or former 11 U.S.C. § 523(a)(15).

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Consumer opinion summary, case decided on December 19, 2007 , LexisNexis #0308029

In re Blair

Ruling
Debtors not eligible under chapter 13 due to nonliquidated noncontingent debts in excess of limits guaranteed on behalf of company.
Procedural posture

Debtors filed separate petitions under chapter 13, and two lessors (creditors) filed joint motions to dismiss both cases, claiming that the debtors were not eligible to seek relief under chapter 13, pursuant to 11 U.S.C. § 109(e), because each debtor owed more than $307,675 in noncontingent, liquidated, unsecured debt.

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Consumer opinion summary, case decided on December 13, 2007 , LexisNexis #0108-107

In re Inyamah

Ruling
Plan payments less administrative expenses and protection payments were to be returned to debtor upon dismissal of case.
Procedural posture

A chapter 13 trustee filed a motion to disperse funds to a debtor following the dismissal of the debtor's case. A creditor objected, asserting that the funds should be paid to it based on its judgment and garnishment against the debtor.

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Consumer opinion summary, case decided on November 20, 2007 , LexisNexis #0108-019