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Bruno v. First USA Bank (In re Bruno)

Ruling
Creditor had no affirmative obligation to instruct credit reporting agency to remove negative information from debtor's report upon discharge.
Procedural posture

Plaintiff debtor filed an adversary proceedings against defendant creditor alleging that the creditor violated the discharge injunction contained in 11 U.S.C. § 524. The court consolidated two adversary proceedings but for convenience, referred only to one single debtor. The creditor moved to dismiss.

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opinion summary, case decided on October 31, 2006 , LexisNexis #1206-132

In re Bell

Ruling
Creditor's secured claim on a car was disallowed as long as the debtor surrendered the insurance proceeds from the car that was totaled in an accident during the performance of a confirmed plan.
Procedural posture

In a chapter 13 case, a creditor sought allowance of its secured claim. Debtor sought to treat the deficiency at issue as an unsecured claim.

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opinion summary, case decided on March 03, 2006 , LexisNexis #0406-067