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Chase Bank USA v. Nelms (In re Nelms)

Ruling
Debt to credit card company was nondischargeable due to massive fraud.
Issue(s)
Was debt nondischargeable where debtor operated a fraudulent debt settlement scheme under which he discouraged consumers from paying monthly minimums to Chase Bank on the promise that he would negotiate a reduction in the debt or settle the debt in full, collecting millions of dollars in fees but making no attempts to actually settle or pay the consumers' debts?

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Consumer opinion summary, case decided on July 24, 2014 , LexisNexis #0814-087

Parker v. Credit Cent. South Inc.

Ruling
Damages awarded for creditor's knowing pursuit of civil action against debtor in violation of stay.
Issue(s)
Was debtor entitled to damages for creditor's pursuit of civil action despite notice of bankruptcy?

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Consumer opinion summary, case decided on February 11, 2014 , LexisNexis #0314-011

In re Murphy

Ruling
Funds on hand with chapter 13 trustee upon conversion or dismissal were property of debtor.
Issue(s)
What is the proper disposition of funds held by chapter 13 trustee after conversion to chapter 7 or dismissal?

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Consumer opinion summary, case decided on February 06, 2014 , LexisNexis #0314-038

McLean v. Green Point Credit LLC (In re McLean)

Ruling
Creditor violated discharge injunction by seeking payment of same deficiency balance that was basis of claim in debtor's prior bankruptcy.
Issue(s)
Did creditor violate discharge injunction by filing proof of claim for deficiency balance that was the basis for a claim that was discharged in debtor's prior bankruptcy.

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Consumer opinion summary, case decided on November 08, 2013 , LexisNexis #1213-055

In re Bryan

Ruling
Trustee's sale of estate property approved absent substantive objection by debtor.
Issue(s)
Could debtors, whose final bid on estate property sold by trustee did not meet or exceed the highest bid at sale, make another "final" bid through an objection to the sale.

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Consumer opinion summary, case decided on September 03, 2013 , LexisNexis #0913-109

In re McLemore

Ruling
Untimely motion to extend stay in debtor's second case denied.
Procedural posture

A chapter 13 debtor filed a motion to extend the automatic stay pursuant to 11 U.S.C.S. § 362(c)(3).

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Consumer opinion summary, case decided on July 16, 2013 , LexisNexis #0813-008

DePaola v. Dorsey (In re Dorsey)

Ruling
Discharge denied due to debtor's false statements and accounts and concealment.
Procedural posture

In this Chapter 7 case, the Trustee objected to the debtor's discharge pursuant to 11 U.S.C.S. §§ 727(a)(2)(B), (a)(3), (a)(4)(A) and (a)(4)(D), and sought avoidance of certain transfers.

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Consumer opinion summary, case decided on June 08, 2011 , LexisNexis #0711-055

In re Coleman

Ruling
Waiver of filing fee denied due to debtor's ability to pay fee in installments.
Procedural posture

A chapter 7 debtor filed an application for waiver of the filing fee under 28 U.S.C.S. § 1930(f)(1). The Bankruptcy Administrator filed an objection to the debtor's request to proceed in forma pauperis and have her fee waived, arguing that the application to waive the filing fee should be denied because the debtor could use the monies from her tax refund to pay the filing fee.

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Consumer opinion summary, case decided on February 22, 2011 , LexisNexis #0311-100

In re Watts

Ruling
Fees related to debtor's unsuccessful objection to a creditor's claim and opposition to confirmation of the plan proposed by the unsecured creditor's committee approved as ultimately benefitting the estate and other creditors.
Procedural posture

A creditor filed an objection to an application for professional compensation made by an attorney for a debtor in possession, contending that some of the services benefited only the debtor but not the estate.

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Consumer opinion summary, case decided on February 08, 2011 , LexisNexis #0211-107

Gravely Chiropractic PC v. Silverman (In re Silverman)

Ruling
Debts to mortgagee and chiropractic business to which debtor sold the encumbered property without disclosing mortgage were nondischargeable.
Procedural posture

A bank and a chiropractic business filed a complaint against debtor, seeking a determination that certain claims against the debtor were excepted from discharge pursuant to 11 U.S.C.S. § 523(a)(2)(A).

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Consumer opinion summary, case decided on November 05, 2010 , LexisNexis #1210-083