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In re Johnson

In re Johnson

Ruling
Confirmation denied due to mischaracterization and deficiencies.
Procedural posture

Mortgage creditor filed an objection to chapter 13 debtors' proposed plan, which sought to classify the creditor's claim as unsecured, on the theory that the parties had entered into a contract for deed rather than a secured mortgage. The creditor asserted that debtors had failed to pay taxes on the real property for a number of years.

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Consumer opinion summary, case decided on October 10, 2012 , LexisNexis #1112-031