Skip to main content

§ 727(a)(3)

Cottini v. Blanchard (In re Blanchard)

Ruling
Less than stellar record-keeping from which debtor's financial condition could still be ascertained was not grounds for dismissal.
Issue(s)
Should case be dismissed due to debtor's failure to keep adequate records?

ABI Membership is required to access the full summary of Cottini v. Blanchard (In re Blanchard) Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on August 22, 2014 , LexisNexis #0914-098

Mann v. Mann (In re Mann)

Ruling
Discharge denied due to failure to provide material financial information.
Issue(s)
Was debt under marital settlement agreement, including credit card debt the debtor was obligated to pay and the former ended up paying because the spouse's credit was at risk, nondischargeable?

ABI Membership is required to access the full summary of Mann v. Mann (In re Mann) Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on June 04, 2014 , LexisNexis #0814-026

Adams v. McKay (In re McKay)

Ruling
Failure to keep records was not grounds for denial of discharge where debtor reasonably relied on son to run business.
Issue(s)
Should discharge be denied for failure to keep records where debtor relied on son to operate the business.

ABI Membership is required to access the full summary of Adams v. McKay (In re McKay) Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on January 03, 2014 , LexisNexis #0214-028

DeAngelis v. Liberatore (In re Liberatore)

Ruling
Insufficient evidence of addiction could not prevent denial of discharge for failure to keep records.
Issue(s)
Did debtor's prescription drug addiction provide justification for her failure to keep records so as to prevent dismissal.

ABI Membership is required to access the full summary of DeAngelis v. Liberatore (In re Liberatore) Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on September 30, 2013 , LexisNexis #1013-093

Iberiabank v. Yocum (In re Yocum)

Ruling
Discharge denied due to debtor's refusal to provide information on financial condition.
Procedural posture

Plaintiff bank moved for summary judgment on its complaint that defendant debtor was properly denied a discharge under 11 U.S.C.S. § 727. Debtor then filed a motion to voluntarily dismiss under 11 U.S.C.S. § 707.

ABI Membership is required to access the full summary of Iberiabank v. Yocum (In re Yocum) Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on March 20, 2013 , LexisNexis #0413-060

Pu v. Mitsopoulos (In re Mitsopoulos)

Ruling
Discharge denied due to failure to keep adequate records.
Procedural posture

Plaintiff creditor brought an adversary proceeding objecting to the discharge of the debtor pursuant to 11 U.S.C.S. § 727(a)(3), based on the debtor's failure to keep or preserve recorded information relating to his business, a pharmacy which closed during the year before he filed for bankruptcy.

ABI Membership is required to access the full summary of Pu v. Mitsopoulos (In re Mitsopoulos) Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on March 08, 2013 , LexisNexis #0413-061

Joekel v. Ray (In re Ray)

Ruling
Discharge denied due to debtor's destruction of documents.
Procedural posture

Plaintiff creditors filed a complaint against defendant chapter 7 debtors objecting to their discharge pursuant to 11 U.S.C.S. § 727(a)(3).

ABI Membership is required to access the full summary of Joekel v. Ray (In re Ray) Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on August 28, 2012 , LexisNexis #0912-092

Agin v. Stella (In re Stella)

Ruling
Debtor could not exempt any amount of interest acquired in homestead during 1215-day period prior to petition date.
Procedural posture

Two matters were before the court: (1) the partial objection to defendant debtor's claim of homestead exemption filed by plaintiff, the chapter 7 trustee (the contested matter), and (2) the trustee's complaint against debtor seeking revocation of debtor's discharge pursuant to 11 U.S.C.S. § 727(a)(3). The court consolidated the contested matter and the adversary proceeding, both of which involved consideration of terms of a family realty trust.

ABI Membership is required to access the full summary of Agin v. Stella (In re Stella) Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on March 07, 2012 , LexisNexis #0412-129

United States Trustee v. Knowling (In re Knowling)

Ruling
Discharge denied due to failure to keep complete and accurate records.
Procedural posture

Plaintiff, the U.S. Trustee (UST), asked the court to deny defendant, a Chapter 7 debtor, a discharge per 11 U.S.C.S. § 727 based on various grounds including that debtor allegedly failed to keep or preserve records from which his financial condition could be determined within the meaning of § 727(a)(3).

ABI Membership is required to access the full summary of United States Trustee v. Knowling (In re Knowling) Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on October 20, 2011 , LexisNexis #1111-126

McDermott v. Ketema (In re Ketema)

Ruling
Discharge denied due to underreported income.
Procedural posture

Plaintiff United States Trustee (UST) filed a complaint to deny defendant debtor a discharge pursuant to 11 U.S.C.S. § 727(a)(3) on the grounds that he underreported income from his businesses and/or concealed assets.

ABI Membership is required to access the full summary of McDermott v. Ketema (In re Ketema) Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on July 28, 2011 , LexisNexis #0811-127