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§ 524(d)

In re Martin

Ruling
Reaffirmation agreements for multiple mortgages on residential rental properties approved.
Procedural posture

Pursuant to 11 U.S.C.S. § 524(d), Chapter 7 debtors sought approval of their reaffirmation agreements relating to multiple mortgages on residential rental properties.

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Consumer opinion summary, case decided on September 28, 2011 , LexisNexis #1111-081

In re McPhedran

Ruling
Creditor ordered to refund payments made pursuant to note and judgment based on personal obligations that had been discharged.
Procedural posture

A Chapter 7 debtor filed a motion to enforce his discharge, for contempt, for violation of the discharge, and for general, punitive, and special damages against creditors.

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Consumer opinion summary, case decided on September 30, 2010 , LexisNexis #1110-052

Law v. No Respondent (In re Law)

Ruling
Reaffirmation agreement approved but discharge delayed to provide debtor with opportunity to rescind.
Procedural posture

The pro se debtor in a no-asset chapter 7 case submitted for review a reaffirmation agreement of her conventional mortgage with her secured lender, cosigned by her non- debtor spouse, which indicated that the amount to be reaffirmed was $ 28,296.85 at 7.125 percent interest. Because she was not represented by counsel, the court conducted a hearing under 11 U.S.C.S. § 524(d).

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Consumer opinion summary, case decided on January 19, 2010 , LexisNexis #0210-056