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§ 362(k)

Castillo v. Three Aces Auto Sales (In re Castillo)

Ruling
Damages awarded for creditor's violation of stay by refusing to turn over vehicle repossessed just prior to petition date.
Procedural posture

Chapter 13 debtors filed a motion pursuant to 11 U.S.C.S. § 362(k), seeking an award of actual damages, attorney's fees, and punitive damages against respondent creditor for a willful violation of the automatic stay.

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Consumer opinion summary, case decided on May 25, 2011 , LexisNexis #0911-077

Heflin v. Santander Consumer USA Inc. (In re Heflin)

Ruling
Repossession of truck violated stay.
Procedural posture

Plaintiff debtor sought damages, pursuant to 11 U.S.C.S. § 362(k), against defendant, the secured creditor holding the purchase money first lien on his truck, alleging a violation of the automatic stay.

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Consumer opinion summary, case decided on May 02, 2011 , LexisNexis #0511-109

In re St. Vincent

Ruling
Bank's refusal to release hold on funds in face of state law liability was not a willful violation of stay.
Procedural posture

Chapter 13 debtors moved for sanctions against their non-creditor bank, asserting it refused to provide access to their bank account funds after they notified the bank that they had filed for bankruptcy. Debtors argued that the refusal to release the funds was a willful violation of the automatic stay, and sought attorneys' fees and consequential damages under 11 U.S.C.S. § 362(k).

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Consumer opinion summary, case decided on April 01, 2011 , LexisNexis #0511-006

In re Ebadi

Ruling
Foreclosure on property where debtor was guarantor of underlying debt violated stay.
Procedural posture

Before the court was a motion filed by debtor to reopen debtor's bankruptcy case under 11 U.S.C.S. § 350(b) in order to have the court vacate a foreclosure sale of certain real property conducted by respondent. The Motion also sought an award of actual and punitive damages for respondent's alleged willful violation of the automatic stay, pursuant to 11 U.S.C.S. § 362(k)(1).

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Consumer opinion summary, case decided on March 30, 2011 , LexisNexis #0411-109

Butz v. People First Fed. Credit Union (In re Butz)

Ruling
Computer generated past due statement was a demand for payment of prepetition debt that violated stay.
Procedural posture

Plaintiff debtor filed a motion for summary judgment with respect to the debtor's adversary complaint brought against defendant creditor for violation of the automatic stay pursuant to 11 U.S.C.S. § 362(k).

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Consumer opinion summary, case decided on March 30, 2011 , LexisNexis #0411-108

In re Miller

Ruling
Sanctions not warranted by willful violation of stay where debtors did not suffer actual damages.
Procedural posture

Shortly after debtors filed their bankruptcy petition and notified creditors of the bankruptcy, the debtors received invoices from their former attorney related to a previous litigation. The debtors subsequently moved for sanctions against the attorney pursuant to 11 U.S.C.S. § 362(k) for violation of the automatic stay.

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Consumer opinion summary, case decided on March 01, 2011 , LexisNexis #0811-010

In re Hall-Walker

Ruling
Efforts to enforce prepetition debt in domestic relations case was a willful violation of stay.
Procedural posture

Debtor filed a motion seeking damages for violation of the automatic stay pursuant to 11 U.S.C.S. § 362(k), alleging that the automatic stay was violated when collection efforts were pursued while the stay was in effect. Damages were sought against respondent, her ex-husband's attorney in the domestic relations case (hereafter "respondent").

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Consumer opinion summary, case decided on February 22, 2011 , LexisNexis #0311-075

Theokary v. Abbatiello (In re Theokary)

Ruling
Lienors' attorneys violated stay by completing foreclosure sales of debtor's horses.
Procedural posture

Plaintiff debtor brought an adversary complaint against four defendants, two individual horse trainers who foreclosed liens against the debtor's horses under the New Jersey Stableman's Lien Act, N.J. Stat. Ann. §§ 2A:44-51 to 2A:44-52, and two stables where the horses had been kept, asserting they willfully violated the automatic stay under 11 U.S.C.S. § 362(a)(3), during the course of the no-asset bankruptcy case.

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Consumer opinion summary, case decided on February 14, 2011 , LexisNexis #0311-040

Easley v. Alexandria Inv. Group (In re Easley)

Ruling
Creditor's willful postpetition retention of collateral repossessed prepetition in which debtor retained an interest violated stay and entitled debtor to damages.
Procedural posture

Debtor filed an adversary complaint seeking turnover of a vehicle, and sought damages based on an alleged willful violation of the automatic stay, 11 U.S.C.S. § 362(k), a finding of criminal contempt against defendant creditor, and damages for conversion of the vehicle. The matter was pending judgment following a trial.

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Consumer opinion summary, case decided on January 20, 2011 , LexisNexis #0211-073

In re Forkner

Ruling
Creditor's retention of pre- and postpetition garnished wages resulted in damages for violation of stay.
Procedural posture

Chapter 7 debtors filed a motion for sanctions against creditor collection agent, seeking the return of funds garnished from debtor husband's wages, and also sought sanctions for violations of the automatic stay, including actual damages and punitive damages from Mr. Harvey under 11 U.S.C.S. § 362(k). The creditor was in the process of executing on a state court judgment against the debtors when he obtained knowledge they had filed a petition.

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Consumer opinion summary, case decided on December 22, 2010 , LexisNexis #0111-075